Navigating the world of credit card statements, we often encounter abbreviations and codes that can be puzzling at first glance. These charge codes, often representing businesses or specific types of transactions, are meant to simplify your statement but sometimes lead to more confusion. Here’s a quick guide and list of credit card and banking charge codes to some of the frequently searched charge codes and what they stand for:
- SQ: Represents transactions made through Square, a popular payment processing system frequently used by small businesses and individual sellers. Example: SQU-SQ
- TST: Linked to Toast, a cloud-based restaurant software company. If you’ve dined out and seen this, it’s likely from a restaurant using Toast’s point-of-sale system. Example: TST*Restaurant
- FID: Denotes Fidelity Investments, a renowned financial services company. This could imply you have investments or other financial products with them. Example: FID MONEYLINE
- EBT: Stands for Electronic Benefit Transfer, a system for delivering government benefits, like food stamps. Example: EBTWM
- BA: Pertains to British Airways. It could mean a recent flight booking or an onboard purchase. Example: BA Internet Sales
- RTG: Associated with Rooms to Go, a furniture store chain. Example: RTG Custom
- CYP: Represents charges from Cyprus, such as from vacations, online purchases, or any service by a Cyprus-based company. Example: Nicosia CYP
- COF: Stands for Capital One, a diversified banking firm. Example: COF Credit
- APL: Relates to transactions from Apple, such as App Store, iTunes, or other Apple services. Example APL 1 Infinite Loop
- AMZ: Signifies a transaction made on Amazon. Example: AMZ
- CAT: Stands for Cardholder Activated Terminal, seen in unmanned charge stations like self-service gas pumps and ATMs. Example: Cat Sales
- WMT or WM: Represents Walmart. Example: Walmart WMT
- PAI: Denotes Payment Alliance International, a prominent ATM provider. Example: PAI ISO
- TWX: Often linked to magazine subscriptions. Example: TWX
- CSC: Refers to CSC ServiceWorks, a leader in laundry solutions and air vending services. Example: CSC Service Works
- VZW: Stands for Verizon Wireless, a major telecommunications company. Example: VZW Charge
- DLX: Represents Deluxe Checks, a check printing service. Example: DLX for Small Business
- TM: Indicates Ticket Master, known for event tickets. Example: TM
- SPK: Refers to Spokeo, a people search website. Example: SPK – Spokeo
- SEI: Represents Seven-11, the global convenience store chain. Example: SEI Charge
- MSFT: Stands for Microsoft, the tech giant known for products like Windows, Office, and Xbox. Example: MSFT Charge
- TLG: Often associated with the Trilegiant Corporation, known for offering membership-based services like credit monitoring and shopping discounts. Charges might appear following online purchases or after accepting promotional offers. It’s advisable to verify any unfamiliar TLG charges directly with the company. Example: TLG PRIVGRD
Remember, if you’re ever unsure about a charge code or a specific transaction on your statement, it’s always a good idea to reach out to your bank or credit card provider. They can provide clarity and ensure your financial security. To report or to get help with an unknown charge code you may comment on our website here. We will research the code and use our community to help get you the proper information.
