ChargeOnMyCard.com (“ChargeOnMyCard.com,” “COMC,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains what information may be collected when you visit ChargeOnMyCard.com, submit a charge report, post a review or comment, upload an image, or otherwise interact with the website.
ChargeOnMyCard.com is an independent consumer-information website. We do not issue credit cards, process bank transactions, access financial accounts, or represent the merchants, banks, payment processors, or other companies discussed on the website.
Information You Provide
You may voluntarily provide information when you:
- Submit an unfamiliar charge or merchant descriptor
- Post a comment, review, rating, or question
- Upload a photograph, screenshot, or other supporting image
- Use a contact or submission form
- Communicate with us by email
Information you provide may include a name or nickname, email address, review or submission text, merchant descriptor, general transaction details, ratings, and uploaded files.
Your email address is used for administration, moderation, verification, or responding to your submission. We do not intentionally publish an email address entered in a designated email field.
Public Submissions and Uploaded Content
Comments, reviews, ratings, charge reports, nicknames, uploaded images, and other information entered into public content fields may be displayed publicly.
Do not submit or upload:
- Complete credit or debit card numbers
- Bank-account or routing numbers
- CVV or security codes
- PINs or passwords
- Social Security numbers
- Government identification numbers
- Complete transaction or confirmation numbers
- Home addresses
- Personal telephone numbers
- Personal email addresses within public text
- Images containing sensitive financial or identifying information
We may edit, redact, reject, moderate, or remove submitted content to protect privacy, reduce spam, correct formatting, or enforce website policies. However, users are responsible for reviewing their submissions and images before uploading them.
If you accidentally submit private information, contact us promptly and identify the page where it appears.
Information Collected Automatically
When you visit ChargeOnMyCard.com, the website and its service providers may automatically collect technical and usage information, including:
- Internet Protocol address
- Browser and device type
- Operating system
- Screen size and device characteristics
- Referring website or search engine
- Pages viewed
- Links or features used
- Date, time, and duration of visits
- Approximate geographic location
- Cookie and advertising identifiers
- Server, security, and error-log information
This information may be used to operate the website, measure traffic, prevent abuse, improve performance, understand how visitors use the site, and display or measure advertising.
Cookies and Similar Technologies
ChargeOnMyCard.com and its service providers may use cookies, pixels, tags, local storage, and similar technologies.
These technologies may be used for:
- Essential website functions
- Security and fraud prevention
- Remembering preferences
- Traffic measurement and analytics
- Website performance
- Advertising delivery and measurement
- Limiting repeated advertisements
- Personalized or interest-based advertising where permitted
- Consent and privacy-choice management
Where legally required, visitors may be offered controls for accepting or rejecting nonessential cookies. Disabling cookies through a browser or privacy tool may affect certain website features.
Analytics
ChargeOnMyCard.com may use Google Analytics or similar analytics services to understand website traffic and usage.
Analytics providers may process information such as browser and device data, approximate location, pages viewed, visit duration, referral information, and cookie or device identifiers.
Google explains how information is processed when its services are used on partner websites at:
https://policies.google.com/technologies/partner-sites
Google’s Privacy Policy is available at:
https://policies.google.com/privacy
Advertising and Ezoic
ChargeOnMyCard.com uses Ezoic and advertising partners to manage, deliver, personalize, and measure advertising.
Ezoic and its advertising partners may use cookies, device identifiers, pseudonymous identifiers, Internet Protocol addresses, browser information, website activity, approximate location, and other data for advertising, analytics, personalization, frequency control, fraud prevention, and measurement.
Depending on a visitor’s location and privacy choices, advertisements may be personalized or contextual.
The Ezoic privacy disclosure and current list of advertising-related information for ChargeOnMyCard.com are available at:
https://g.ezoic.net/privacy/chargeonmycard.com
Additional Ezoic advertising-partner information is available at:
https://www.ezoic.com/ad-partners
How We Use Information
We may use information to:
- Operate and maintain ChargeOnMyCard.com
- Publish and manage charge reports, comments, reviews, and ratings
- Review, moderate, verify, or respond to submissions
- Remove spam, abuse, fraud, or sensitive information
- Identify website errors and improve performance
- Understand traffic and visitor behavior
- Develop or improve consumer-information content
- Protect the website, users, and service providers
- Display, personalize, and measure advertising
- Comply with legal obligations
- Enforce website policies
We do not use information submitted through ChargeOnMyCard.com to access a visitor’s bank, credit-card, debit-card, or merchant account.
How Information May Be Shared
Information may be shared with service providers that assist with:
- Website hosting and content delivery
- Security and spam prevention
- Analytics and performance monitoring
- Comment, review, form, and image-submission systems
- Advertising and consent management
- Email and administrative communications
- Technical maintenance
We may also disclose information when reasonably necessary to comply with law, respond to valid legal requests, protect rights or safety, investigate abuse, prevent fraud, or complete a business transfer involving the website.
Public comments, reviews, reports, ratings, nicknames, and uploaded content may be visible to any website visitor.
Sale or Sharing of Personal Information
ChargeOnMyCard.com does not directly sell names, email addresses, or submitted financial information in exchange for money.
Advertising cookies, pseudonymous identifiers, and cross-site or cross-context advertising activity may nevertheless be treated as a sale, sharing, or targeted advertising under certain privacy laws.
Where applicable, visitors may use available cookie-consent or privacy-choice tools to opt out of personalized advertising or certain data sharing. Legally recognized browser signals, including Global Privacy Control, will be handled as required by applicable law.
Your Privacy Rights
Depending on where you live and which laws apply, you may have the right to:
- Request access to personal information
- Request correction of inaccurate information
- Request deletion of personal information
- Request a portable copy of certain information
- Withdraw consent where processing is based on consent
- Object to or restrict certain processing
- Opt out of targeted advertising
- Opt out of the sale or sharing of personal information
- Limit certain uses of sensitive personal information
- Appeal the denial of a privacy request
- Exercise privacy rights without unlawful discrimination
We may need to verify your identity and request details sufficient to locate the relevant information. Certain information may be retained when permitted or required by law, including information necessary for security, legal compliance, fraud prevention, recordkeeping, or protecting legal rights.
Privacy requests may be submitted using the contact information at the end of this policy.
Advertising and Cookie Choices
Visitors may be able to manage advertising or cookie preferences through:
- The consent or privacy controls displayed on ChargeOnMyCard.com
- Browser cookie settings
- Device privacy settings
- Google advertising controls at https://myadcenter.google.com/
- Browser-based Global Privacy Control settings
- Advertising-industry opt-out tools available in the visitor’s region
Blocking cookies does not necessarily prevent every form of analytics, contextual advertising, security logging, or server communication.
Data Retention
We retain information only for as long as reasonably necessary for the purposes described in this policy, including website operation, moderation, security, legal compliance, dispute resolution, and maintaining useful public charge reports.
Public submissions may remain available until they are removed or no longer useful. Server logs, analytics records, advertising information, consent records, and backups may be retained according to the practices of the applicable service provider.
Data Security
We use reasonable administrative and technical measures intended to protect information. However, no website, transmission method, database, or storage system can be guaranteed completely secure.
Do not submit information that is unnecessary for identifying or discussing a merchant descriptor.
Children’s Privacy
ChargeOnMyCard.com is a general-audience consumer-finance information website and is not directed to children under 13.
Children under 13 should not submit comments, reviews, charge reports, email addresses, photographs, or other personal information.
If we learn that personal information was submitted by a child under 13, we will take reasonable steps to delete it. A parent or guardian may contact us to request removal.
Third-Party Websites
ChargeOnMyCard.com links to merchant websites, banks, payment platforms, government agencies, consumer resources, and other third-party websites.
We do not control the privacy, security, content, or data practices of third-party websites. Review the privacy policy of any third party before providing personal or financial information.
International Visitors
ChargeOnMyCard.com is operated in the United States. Information may be processed or stored in the United States or other countries where our service providers operate.
Privacy protections and data-processing rules may differ from those in a visitor’s home country. Where required, service providers may use consent mechanisms or other safeguards for international data processing.
Changes to This Privacy Policy
We may update this Privacy Policy when website features, service providers, advertising practices, or legal requirements change.
The updated version will be posted on this page with a revised Last updated date. Continued use of the website after an update means the current policy applies to future interactions.
Contact Information
Questions, privacy requests, or accidental disclosure reports may be submitted through:
ChargeOnMyCard.com
Contact page:
https://chargeonmycard.com/contact/
Email: estrand03@gmail.com
When requesting removal of information, include the affected page URL and enough information to identify the submission. Do not email complete card numbers, bank-account numbers, passwords, PINs, or other sensitive financial information.