CAT Sales Findlay Ohio Charge on Credit Card: What It Means

If you found a CAT Sales, CAT Sales Findlay Ohio, CAT Sales credit card charge, or similar descriptor on your credit card, debit card, or bank statement, it may be connected to a self-service payment terminal, fuel pump transaction, or a merchant using a shortened card-processing descriptor. Some cardholder reports connect CAT Sales Findlay OH with Marathon or Marathon Petroleum, but you should verify the charge before assuming it is definitely one company.

Consumer Reports and Experiences

Consumers commonly search for this charge using phrases such as cat sales findlay ohio, what is cat sales on my credit card, cat sales credit card charge, what is cat sales, cat sales findlay oh, cat sales on credit card, and cat sales charge on credit card.

Some cardholders report seeing the charge after buying fuel, using a self-service pump, or making a purchase at a gas station or convenience store. Others search related phrases such as BP FDMS CAT or BP FDMS CAT charge, which suggests confusion around self-service fuel pump and card terminal descriptors. If you do not recognize the charge, compare the date and amount with recent fuel purchases, card authorizations, receipts, and household card users.

CAT Sales Findlay Ohio charge on credit card statement

What Is the CAT Sales Charge?

CAT Sales most often appears to refer to a Cardholder Activated Terminal sale. A cardholder activated terminal is a self-service payment terminal where the customer starts and completes the transaction without a cashier or attendant handling the card.

Common examples include self-service gas pumps, payment kiosks, vending machines, parking meters, toll booths, ticket machines, and similar unattended payment points. In the context of the searches around this page, the charge is most often investigated as a fuel station or gas-pump-style transaction.

Could CAT Sales Findlay Ohio Be Marathon?

CAT Sales Findlay Ohio may be connected to Marathon or Marathon Petroleum in some cases because Marathon Petroleum is headquartered in Findlay, Ohio. Marathon-branded fuel stations and related payment systems can create descriptors that are not always easy to identify from the card statement alone.

That said, CAT Sales by itself is not enough to prove that the charge came from Marathon. It can also be a generic payment-terminal clue. If your statement includes Findlay OH, Findlay Ohio, a Marathon-related phone number, a Marathon receipt, or a matching fuel purchase, the Marathon connection becomes more likely.

Common CAT Sales Statement Variations

The exact wording can vary by card issuer, fuel station, processor, terminal type, or statement format. Reported and related variations include:

  • CAT Sales
  • CAT Sales charge
  • CAT Sales credit card charge
  • CAT Sales charge on credit card
  • CAT Sales Findlay Ohio
  • CAT Sales Findlay OH
  • CAT Sales Findlay
  • BP FDMS CAT
  • BP FDMS CAT charge
  • BP FDMS CAT charge on credit card
  • BP FMDS CAT
  • CAT transaction
  • Cardholder Activated Terminal sale

Why CAT Sales May Be Charging You

A CAT Sales transaction may appear for several reasons:

  • A self-service fuel pump purchase
  • A gas station or convenience store transaction
  • A fuel pump authorization hold
  • A Marathon-branded station transaction if the descriptor includes Findlay, Ohio, or other Marathon clues
  • A BP, Marathon, ARCO, or other fuel station using a card terminal or payment processor descriptor
  • A payment kiosk, vending machine, parking meter, toll booth, or other unattended terminal
  • A pending authorization that later changes to the final merchant name
  • A posted charge that does not clearly show the actual station or merchant name
  • A purchase made by another authorized card user
  • An unauthorized transaction if no one recognizes the purchase

Why Gas Pump CAT Sales Charges Can Look Different

Fuel pump transactions can be confusing because many gas stations authorize a card before the final fuel amount is known. This can create a temporary hold, a pending amount, or a statement descriptor that looks different from the final posted transaction.

If the charge is still pending, wait to see whether the final amount and merchant name update after the transaction posts. If the charge is posted and still does not match your receipt, contact your card issuer and the merchant shown in the final descriptor.

How to Identify a CAT Sales Charge

Before disputing the transaction, try to match it to a real purchase:

  1. Check the date and time: Compare the charge with recent fuel stops, convenience store purchases, kiosk payments, parking payments, or vending transactions.
  2. Compare the amount: Match the amount to gas receipts, fuel-pump holds, final posted charges, or convenience store purchases.
  3. Search your receipts: Look for Marathon, BP, ARCO, gas station, fuel, kiosk, pump, parking, vending, and similar receipts.
  4. Look for location clues: Findlay OH, Findlay Ohio, station numbers, merchant phone numbers, and processor names can help identify the source.
  5. Ask authorized card users: A spouse, employee, child, assistant, or other authorized user may have bought gas or used a self-service terminal.
  6. Check whether the charge is pending: Pending fuel holds can change or disappear after the final charge posts.
  7. Call your card issuer: Ask for the full merchant descriptor, merchant category, phone number, location, authorization amount, and final posted amount.

Official Marathon Contact Information If the Charge Points to Marathon

If your CAT Sales charge includes Findlay Ohio, a Marathon clue, or a matching Marathon fuel purchase, use official Marathon resources:

For a fuel-pump hold, pending authorization, or posted card charge, your bank or card issuer may be the fastest source of transaction details. Marathon stations may not be able to remove a hold placed by your financial institution.

Refunds, Holds, and Disputes

If the charge matches a fuel purchase but the amount is wrong, gather the receipt, station location, pump number, date, time, and card details. Contact the station or official brand support if you need a receipt, fuel-quality review, or station-experience follow-up.

If the charge is pending, wait for it to post unless the amount is clearly suspicious or your card issuer advises you to act immediately. Fuel-pump authorizations often settle for the actual purchase amount or drop off after processing.

If the charge is posted and you cannot identify it, contact your card issuer. Ask whether the transaction was made at a fuel pump, unattended terminal, kiosk, or other merchant category. If no one recognizes the purchase, ask about a billing dispute or fraud claim.

When to Treat CAT Sales as Possible Fraud

Treat the charge as suspicious if:

  • You did not buy gas or use a self-service terminal near the charge date
  • No authorized card user recognizes the transaction
  • The posted amount does not match any receipt or known purchase
  • You see several CAT Sales charges you cannot explain
  • The charge appears after a card was used at a pump that looked tampered with
  • You notice additional unknown transactions after the CAT Sales charge
  • You receive a suspicious call, email, or text asking for your card number, PIN, password, or one-time code

Do not provide your full card number, PIN, password, bank login, or one-time security code to anyone who contacts you unexpectedly. Use the number on the back of your card, your bank’s official app, or the merchant’s official website instead.

Gas Pump and Card Skimmer Warning

If the charge appears after a fuel pump purchase and you suspect card skimming, contact your card issuer immediately. Consider locking or replacing the card, changing your PIN if a debit card was used, and monitoring your account for additional transactions.

When paying at a pump, look for broken security seals, loose card readers, unusual attachments, hidden cameras, or keypad covers. If something looks suspicious, pay inside or use another pump.

Related Resources for CAT Sales and Marathon Questions

If you are researching a CAT Sales charge, Marathon fuel transaction, corporate complaint, or customer-service question, these related resources may help. These links are not official Marathon support channels unless clearly labeled as Marathon’s own resources above.

Related Payment Terminal and Unknown Charge Guides

These related ChargeOnMyCard.com guides may also help if you are reviewing gas station, self-service terminal, payment processor, or unfamiliar merchant descriptors:

Frequently Asked Questions About CAT Sales Charges

What is CAT Sales on my credit card?

CAT Sales usually refers to a cardholder activated terminal sale. This means the card was used at a self-service payment terminal, such as a fuel pump, kiosk, vending machine, parking meter, or other unattended payment point.

What is CAT Sales Findlay Ohio?

CAT Sales Findlay Ohio may be connected to Marathon or Marathon Petroleum because Marathon Petroleum is headquartered in Findlay, Ohio. However, verify the charge with your receipt, bank details, and the full merchant descriptor before assuming it is definitely Marathon.

Is CAT Sales a gas station charge?

It often can be. Many CAT-style charges come from self-service fuel pumps or gas station payment terminals. Compare the charge amount and date with recent fuel purchases and gas receipts.

What does BP FDMS CAT mean?

BP FDMS CAT is a related type of descriptor that cardholders often associate with fuel pump or gas station transactions. FDMS may point to a payment processor, while CAT points to a cardholder activated terminal.

Why is my gas pump charge higher than my receipt?

Some fuel pumps place a temporary authorization hold before the final purchase amount is known. The pending amount may differ from the final charge. If the posted charge remains incorrect, contact your card issuer and the merchant.

Should I dispute a CAT Sales charge?

If you cannot match the charge to a fuel purchase, kiosk transaction, receipt, payment terminal, or authorized card user, contact your card issuer. Ask for full merchant details and follow your bank’s dispute or fraud process if the transaction appears unauthorized.

Why Trust ChargeOnMyCard.com?

ChargeOnMyCard.com helps consumers identify unfamiliar credit card, debit card, and bank statement charges. Our guides are based on available company information, official resources when available, payment clues, statement descriptors, and reports from cardholders. We focus on helping readers determine whether a charge may be legitimate, recurring, mistaken, or potentially unauthorized.

Share Your Experience

Did a CAT Sales, CAT Sales Findlay Ohio, CAT Sales Findlay OH, BP FDMS CAT, or similar charge appear on your statement? Share the exact wording, amount, date, card type, and whether it matched a fuel purchase, self-service terminal, Marathon station, BP station, or another merchant. Do not post your full card number, PIN, address, phone number, email address, receipt number, bank login, or other private information.

Page Update Note

This CAT Sales charge guide was reviewed and updated on July 7, 2026 with clearer Cardholder Activated Terminal guidance, Findlay Ohio and Marathon context, fuel-pump hold information, fraud warnings, related resources, and dispute steps.

ChargeOnMyCard.com Disclaimer

ChargeOnMyCard.com is not affiliated with Marathon Petroleum, Marathon Fuel, BP, FDMS, First Data, CAT Sales, any fuel station, bank, card issuer, or payment processor. This page is for consumer information, reviews, and complaint discussion only. Always contact the merchant, your bank, or your card issuer directly for official help with billing, refunds, holds, disputes, and fraud claims.

over charge on my credit card.

November 20, 2024

On 11/19/24 approx. 7:30 am I purchased gas at the Marathon Gas Station in Sarasota Fl My amount was $15.01. It asked me if I wanted a receipt and it did not give me one from the machine. I left and wrote down what amount I bought in gas. I look at my credit card this morning and it shows a charge of $100 pending on my card from Cat Sales Finday OH. Ill wait to see if it corrects itself to $15.01. If not, Im calling my creditcard to have this $100 removed

Catherine Page