700 Nicollet Mall Charge – Is It Sezzle?

If you found a 700 Nicollet Mall charge on your credit card, debit card, or bank statement, it is most likely connected to Sezzle, a buy now, pay later service headquartered at that Minneapolis, Minnesota address.

The charge may represent an installment payment for a purchase made through Sezzle, a payment made using a Sezzle Virtual Card, a membership or service charge, or an applicable late, failed-payment, or rescheduling fee.

The statement may show Sezzle’s corporate address instead of the name of the store where you originally made the purchase, which can make an otherwise legitimate transaction difficult to recognize.

Consumer Reports and Experiences

Consumers commonly report seeing 700 Nicollet Mall on their statements after using Sezzle to divide a retail purchase into multiple payments. Because later installments may be charged several weeks after the original purchase, the transaction can be difficult to connect to the merchant.

Some cardholders discover that the charge matches:

A scheduled Sezzle installment
A recent online or in-store purchase
A Sezzle Virtual Card transaction
A failed payment that was attempted again
A late-payment or failed-payment fee
A purchase made by another authorized cardholder

Have you seen this charge? Share the amount, complete statement descriptor, merchant involved, and how you resolved it in the comments below. Do not post your full card number, Sezzle account details, address, or other private information.

What Is the 700 Nicollet Mall Charge?

700 Nicollet Mall, Suite 640, Minneapolis, Minnesota 55402 is an official address used by Sezzle Inc.

Sezzle is a buy now, pay later service that allows qualifying shoppers to divide purchases into installment payments. Depending on the product and transaction, Sezzle may offer:

Pay in 2
Pay in 4
Longer monthly payment plans
Single-use or multi-use Virtual Cards
Payments at participating online and physical retailers

A transaction associated with Sezzle may display:

700 Nicollet Mall
700 Nicollet Mall Minneapolis
700 Nicollet Mall MN
700 Nicollet Mall Suite 640
Sezzle
Sezzle Inc.
Sezzle followed by a merchant or transaction number

Is 700 Nicollet Mall a Sezzle Charge?

Usually, yes.

The address is associated with Sezzle’s Minneapolis office and appears in the company’s legal documents and official business information.

However, the address alone may not identify the retailer where you purchased the item. Sezzle processes payments for thousands of participating stores and may also provide a Virtual Card that can be used with eligible merchants.

To identify the underlying purchase, review the Orders section of your Sezzle account.

Why Is Sezzle Charging My Card?

A Scheduled Installment Payment

The most common explanation is a regularly scheduled Sezzle installment.

For example, a Pay in 4 purchase is generally divided into four payments. The first payment may be collected at checkout, with the remaining installments scheduled afterward.

Each installment can appear as a separate transaction, so you may see several 700 Nicollet Mall or Sezzle charges connected to one purchase.

A Sezzle Virtual Card Purchase

Sezzle offers Virtual Cards that shoppers can use for eligible online or in-store purchases. The statement may display Sezzle’s information rather than the store name you remember.

Review your Sezzle Orders page to find:

The retailer
The original purchase amount
The installment schedule
Payments already completed
Remaining payments

A Payment Made After a Failed Attempt

If a scheduled payment initially failed because of insufficient funds, an expired card, incorrect account information, or another payment problem, Sezzle may attempt to collect the amount again.

The later successful payment may appear days after the original due date.

A Late or Failed-Payment Fee

Sezzle may assess fees when a payment fails or remains unpaid beyond the applicable due date or grace period.

Current potential fees can include:

Late-payment fee: Up to $16.95, subject to applicable limits
Failed-payment fee: Up to $6.95, subject to applicable limits
Late Saver Fee: $1.99 in certain circumstances
Payment rescheduling fee: Up to $7.50
Applicable service fee: Up to $7.49 for certain Sezzle products

Fees can depend on the type of account, transaction, payment method, state, and applicable agreement. Review the individual order and loan disclosures in your Sezzle account for the exact fee.

A Payment Reschedule

Sezzle may allow an installment to be moved to a later date. Depending on the account and transaction, a rescheduling fee may apply.

A Sezzle Membership or Premium Service

The charge may also relate to a Sezzle membership, account feature, or optional product rather than an individual retail purchase.

Review your Sezzle account for active subscriptions and services.

Another Cardholder Used Sezzle

A spouse, family member, employee, or other authorized user may have used the card for a Sezzle purchase.

Because the card statement may show the Sezzle address instead of the retailer, the other user may recognize the store even if they do not recognize 700 Nicollet Mall.

How to Identify the 700 Nicollet Mall Charge

1. Review Your Sezzle Orders

Sezzle shopper login: Sign in to Sezzle

The Orders page should show:

Active purchases
The total amount still owed
Upcoming installment dates
Completed payments
Merchant names
Fees connected to individual orders

Compare the date and amount shown in Sezzle with the transaction on your card or bank statement.

2. Search Your Email

Search every email account you use for:

Sezzle
Order confirmation
Payment scheduled
Payment successful
Payment failed
Upcoming payment
Virtual Card
700 Nicollet Mall

Also search for retail purchases made near the date the Sezzle payment plan began.

3. Check the Original Retailer

The installment may relate to a purchase from a retailer rather than a direct Sezzle product.

Review recent purchases involving:

Clothing and footwear
Electronics
Beauty products
Home goods
Travel or transportation
Food-delivery services
Online marketplaces
Gift cards

4. Review Your Payment Schedule

One purchase can produce several similar charges. Check the full installment schedule rather than looking only for a new order matching the most recent charge date.

5. Ask Other Authorized Card Users

Another authorized user may have used Sezzle without realizing how the transaction would appear on the card statement.

6. Request More Information From Your Bank

Your card issuer may be able to provide:

The complete merchant descriptor
The transaction type
A merchant or processor number
Whether the transaction is recurring
Whether it was completed online or through a digital wallet
Whether the charge is pending or finalized

How to Contact Sezzle About the Charge

Sezzle directs shoppers to its app, support request form, and online messaging system for account and billing assistance.

Sezzle Support: Sezzle Contact Page
Submit a support request: Sezzle Shopper Support Form
Shopper Help Center: Sezzle Help Center
Account login: Sezzle Shopper Login
Corporate address: Sezzle Inc., 700 Nicollet Mall, Suite 640, Minneapolis, MN 55402

From the Sezzle app, open your account menu, select Help, and choose the option to submit a request or start a conversation.

When reporting an unrecognized charge, Sezzle may ask for:

The exact transaction amount
The transaction date
The last four digits of the card or bank account
The name, phone number, and email associated with the Sezzle account

Do not send your complete card number, security code, bank password, or Sezzle password.

How to Reschedule a Sezzle Payment

Eligible payments may be moved through the Sezzle app or dashboard.

Sign in to Sezzle.
Open the order containing the payment.
Select the scheduled installment.
Choose the rescheduling option when available.
Review the new date and any disclosed fee.
Confirm the change.

Sezzle generally limits how far a payment can be moved, and rescheduling may not be available when another payment is already failed, pending, or processing.

Can I Cancel a Sezzle Payment?

Canceling or returning the underlying retail order does not always stop a scheduled installment immediately.

If you returned merchandise or canceled an order:

Contact the retailer first.
Ask the retailer to process the cancellation or refund.
Monitor the order in your Sezzle account.
Allow time for the retailer’s refund to be transmitted to Sezzle.
Contact Sezzle if the account does not update.

Sezzle may continue collecting scheduled payments until the merchant confirms the refund or order adjustment.

How Sezzle Refunds Work

When a retailer approves a full or partial refund, Sezzle applies it to the payment plan.

Depending on how much you have already paid, the refund may:

Reduce future installments
Cancel remaining installments
Return money to the original payment method
Be divided among several previous payments

Contact the retailer about the return or merchandise issue first. Contact Sezzle when the merchant confirms the refund but the payment plan does not update correctly.

Is the 700 Nicollet Mall Charge Fraudulent?

Not necessarily. It is usually a legitimate Sezzle payment when it matches an order, installment schedule, or disclosed fee in your account.

The charge should be investigated as potentially unauthorized if:

You have never opened a Sezzle account
No authorized cardholder recognizes the purchase
The transaction does not appear in your Sezzle Orders
The merchant listed in Sezzle is unfamiliar
Several unexpected Sezzle charges appear
Your Sezzle account contains an order you did not place
Your phone or Sezzle login may have been compromised
The charge continues after the payment plan was completed

What to Do If You Do Not Have a Sezzle Account

If you have never used Sezzle:

Ask all authorized cardholders whether they created a Sezzle account.
Contact Sezzle through its official support form.
Provide the date, amount, and last four digits of the affected card.
Temporarily lock the card if the transaction remains unexplained.
Contact your bank using the number printed on the card.
Report and dispute the unauthorized transaction.
Ask whether the card number should be replaced.
Monitor the account for additional transactions.

What to Do If You See an Unknown Order in Sezzle

If the order appears inside your Sezzle account but you did not place it:

Change your Sezzle password.
Secure the email account associated with Sezzle.
Review devices and phone access.
Ask anyone who may have access to your phone or account.
Contact Sezzle Support immediately.
Contact the retailer connected to the order.
Notify the card issuer when appropriate.

Do not share one-time passcodes or account verification codes with anyone claiming to represent Sezzle.

How Consumers Resolved the Charge

Consumers commonly resolve a 700 Nicollet Mall charge by:

Finding the matching installment in Sezzle Orders
Identifying the original retailer
Confirming that another authorized user made the purchase
Recognizing a payment that posted weeks after checkout
Paying or rescheduling a failed installment
Identifying a late or failed-payment fee
Contacting the retailer about a pending refund
Contacting Sezzle about an unknown order
Disputing an unauthorized charge with the bank

Frequently Asked Questions

What company is located at 700 Nicollet Mall?

Sezzle Inc., a buy now, pay later company, lists 700 Nicollet Mall, Suite 640, Minneapolis, Minnesota 55402 as an official business and legal address.

Is 700 Nicollet Mall a Sezzle payment?

Usually, yes. The charge is likely associated with a Sezzle installment, Virtual Card purchase, account service, or fee.

Why does the statement show an address instead of the store?

The transaction may display Sezzle’s payment or corporate information instead of the consumer-facing name of the retailer where the original purchase was made.

Can one Sezzle purchase cause several charges?

Yes. Sezzle divides eligible purchases into multiple installments, each of which may appear as a separate transaction.

Could it be a late fee?

Possibly. Sezzle may charge late, failed-payment, rescheduling, Late Saver, or service fees in certain circumstances. Review the order details and applicable disclosures in your account.

Why was I charged after returning the item?

Scheduled payments may continue until the retailer processes the return and Sezzle receives the refund information. Contact the retailer first, then Sezzle if the payment plan does not update.

Can I identify the store through Sezzle?

Yes. The Orders section should show the merchant associated with the payment plan, along with completed and upcoming installments.

What if I do not recognize the merchant in Sezzle?

Search your email for orders placed on the same date, ask other account users, and contact the merchant and Sezzle. Retailers sometimes use a legal business name that differs from the name displayed on their website.

Should I dispute the charge immediately?

First review your Sezzle Orders and ask authorized card users. If there is no matching account or purchase, contact Sezzle and your card issuer promptly.

Related Credit Card Charges

Related Consumer Resources

Concerned about a fake buy now, pay later offer, phishing message, or unauthorized account? Visit ThinkItsAScam.com for scam alerts and consumer warnings.
Need help locating official company support information? Search CustomerServiceNumbers.com.
Looking for Sezzle’s headquarters address or corporate information? Visit CorporateOfficeHeadquarters.com.
Looking for chat, social-media, or other digital customer-support options? Visit CSNDB.com.
Want to share a Sezzle billing complaint or customer experience? Visit ZeroStars.org.

Why Trust ChargeOnMyCard.com?

ChargeOnMyCard.com helps consumers identify unfamiliar merchant descriptors using official company resources, billing information, and experiences reported by cardholders.

Consumer reports are especially helpful for address-based descriptors because they can reveal the underlying retailer, installment schedule, fee, and successful resolution steps that are not obvious from the statement alone.

Share Your 700 Nicollet Mall Experience

Did your charge match a Sezzle installment, Virtual Card purchase, fee, refund issue, unknown order, or unauthorized transaction? Share the amount, complete descriptor, original merchant, and how the issue was resolved below. Please exclude all private account and financial information.

Disclaimer

ChargeOnMyCard.com is an independent consumer-information website and is not affiliated with Sezzle Inc., any Sezzle lending partner, participating retailer, payment network, or financial institution. Fees, payment products, and account terms may vary and can change. Verify the individual transaction through your Sezzle account, official Sezzle Support, and your card issuer.