SP Scandinavian Wallpaper Charge on Credit Card: Shopify Purchase?

An SP* SCANDINAVIAN WALLPAPER charge on a credit card, debit card, or bank statement is most likely an online purchase from Scandinavian Wallpaper, a U.S. wallpaper retailer based in Sarasota, Florida.

The `SP*` prefix provides additional confirmation. Shopify officially states that purchases from stores using Shopify Payments can appear as SP * followed by the store name.

Scandinavian Wallpaper’s official website is powered by Shopify and offers Swedish wallpaper, custom murals, samples, and related products. The business is operated by EZ by Florens LLC, doing business as Scandinavian Wallpaper.

Quick answer: An SP* SCANDINAVIAN WALLPAPER charge most likely represents a purchase from ScandinavianWallpaper.com that was processed using Shopify Payments. Check for an order involving wallpaper rolls, a wallpaper mural, samples, shipping, or another related product. The merchant lists a Sarasota, Florida showroom, 1-800-518-5030, and cs@scandinavianwallpaper.com. If no authorized cardholder recognizes the purchase, contact the card issuer promptly.

What Is the SP Scandinavian Wallpaper Charge?

SP* SCANDINAVIAN WALLPAPER is a high-confidence match for ScandinavianWallpaper.com.

There are two important parts to the descriptor:

  • SP*: A prefix associated with purchases processed through Shopify Payments
  • SCANDINAVIAN WALLPAPER: The name of the Shopify-powered retailer

Shopify’s official guidance states that when a customer purchases from a store using Shopify Payments, the transaction can appear as:

SP * <store name>

Official Shopify explanation:

Shopify guidance for identifying an unknown charge

The presence of both the Shopify prefix and the recognizable store name makes Scandinavian Wallpaper the strongest merchant identification.

However, this does not prove that a particular transaction was authorized. The cardholder should still match the amount and date with an order confirmation, receipt, or another authorized user.

What Does SP* Mean on a Credit Card Statement?

For a consumer purchase, SP* generally indicates that the merchant used Shopify Payments to process the transaction.

Examples may follow this pattern:

  • SP* STORE NAME
  • SP *STORE NAME
  • SP STORE NAME
  • SP*SHORTENED STORE NAME

The prefix does not mean that the cardholder purchased something directly from Shopify. Shopify provides the online-commerce and payment-processing technology, while the named store supplies the product or service.

In this case:

  • Payment platform: Shopify Payments
  • Store: Scandinavian Wallpaper
  • Likely purchase: Wallpaper, a mural, samples, or a related order
SP* versus SHOPIFY*: Shopify explains that a purchase from a Shopify-powered store can appear as SP * STORE NAME. A direct Shopify platform bill for a store owner is more likely to appear as SHOPIFY * followed by a nine-digit billing number. Most consumers seeing SP* SCANDINAVIAN WALLPAPER should investigate a retail purchase rather than a Shopify account subscription.

What Company Is Associated With Scandinavian Wallpaper?

Scandinavian Wallpaper is an American retailer with roots in Sweden. Its official website identifies the business as a seller of:

  • Wallpaper rolls
  • Wallpaper murals
  • Custom and made-to-measure murals
  • Wallpaper samples
  • Related wallpaper products

The company represents several Scandinavian wallpaper brands, including:

  • Boråstapeter
  • Sandberg Wallpaper
  • Ulricehamns Tapetfabrik
  • Duro Sweden

Its current terms identify the legal operator as:

EZ by Florens LLC
Doing business as Scandinavian Wallpaper

The company describes itself as a Florida limited liability company and a U.S.-based retailer serving customers throughout the United States.

Official pages:

Why Is Scandinavian Wallpaper Charging My Card?

If the transaction belongs to Scandinavian Wallpaper, it may relate to:

  • One or more wallpaper rolls
  • A standard wallpaper mural
  • A custom-sized mural
  • A wallpaper sample order
  • An order placed by an interior designer
  • An order placed by a contractor or decorator
  • Shipping on an order of $150 or less
  • A purchase made at or through the Sarasota showroom
  • A purchase made by another authorized cardholder
  • An order that posted after the original purchase date

Search email accounts for:

  • Scandinavian Wallpaper
  • ScandinavianWallpaper.com
  • EZ by Florens
  • Wallpaper order
  • Shopify order
  • The amount of the charge
  • The transaction date

Also review spam, deleted-email, contractor, renovation, interior-design, and home-improvement records.

Could the Charge Be for Wallpaper Shipped From Sweden?

Yes.

Scandinavian Wallpaper states that many wallpaper orders are shipped directly from its manufacturers in Sweden to customers in the United States.

The company says that:

  • Samples are generally prepared and shipped from Sarasota, Florida.
  • Many wallpaper orders ship directly from Sweden.
  • Most regular wallpaper orders have an estimated lead time of approximately six to ten business days.
  • International orders may need to clear U.S. customs.
  • UPS or FedEx may handle the shipment.

An order shipped from Sweden can still be connected with the U.S.-based Scandinavian Wallpaper business in Sarasota.

The shipping origin should not be used by itself to determine whether the transaction is legitimate. Match the amount, product, order date, recipient, and confirmation email.

Why Does the Charge Show Sarasota, Florida?

Scandinavian Wallpaper publishes the following showroom address:

1803 Glengary Street
Sarasota, FL 34231

A card issuer may therefore associate the transaction with:

  • Sarasota
  • Sarasota, Florida
  • FL
  • The merchant’s registered business location
  • The location connected with its Shopify Payments account

The reported merchant location may be Sarasota even when the order was placed online and shipped directly from a manufacturer in Sweden.

Could the Amount Include Shipping?

Yes.

Scandinavian Wallpaper currently states:

  • Wallpaper orders over $150 receive free shipping within the United States.
  • Wallpaper orders of $150 or less have a $45 shipping charge.
  • Wallpaper samples ship free within the United States.

A charge that is higher than the displayed product price may include applicable shipping or other checkout costs.

Review the final order confirmation rather than comparing the charge only with the product-page price.

Official information:

Scandinavian Wallpaper shipping and return FAQ

Could This Be a Separate Tariff Charge?

Scandinavian Wallpaper says applicable tariffs it accounts for are included in the prices shown on its website.

Its FAQ states that customers should not see a separate tariff charge added to the wallpaper price at checkout.

Therefore, a second unfamiliar payment should not automatically be attributed to a Scandinavian Wallpaper tariff. Ask the merchant and card issuer to identify any separate transaction.

A financial institution may independently impose an international or foreign-transaction fee depending on how it processes the payment and the cardholder’s account terms. Such a bank fee would be separate from a merchant tariff.

Is Scandinavian Wallpaper a Subscription?

Scandinavian Wallpaper is not presented as a recurring subscription service.

Its official website sells physical wallpaper products, murals, and samples. A normal purchase would generally be a one-time retail transaction.

Repeated charges could potentially involve:

  • More than one order
  • A second purchase made by an authorized user
  • A corrected or replacement order
  • A pending authorization followed by a completed transaction
  • A duplicate payment
  • Unauthorized repeated use

Ask the issuer whether each transaction is:

  • Pending or posted
  • Recurring or one-time
  • Associated with the same authorization code
  • Connected with the same merchant account

Common Scandinavian Wallpaper Statement Variations

Depending on the card issuer’s spacing and character limits, cardholders may encounter or search for wording such as:

  • SP* SCANDINAVIAN WALLPAPER
  • SP *SCANDINAVIAN WALLPAPER
  • SP SCANDINAVIAN WALLPAPER
  • SP*SCANDINAVIANWALLPAPER
  • SP* SCANDINAVIAN WALL
  • SCANDINAVIAN WALLPAPER
  • SCANDINAVIANWALLPAPER.COM
  • SCANDINAVIAN WALLPAPER SARASOTA
  • SCANDINAVIAN WALLPAPER FL
  • EZ BY FLORENS LLC
  • SHOPIFY*SCANDINAVIAN WALLPAPER

The first variations follow Shopify’s published `SP * ` format. Other entries are possible identification or search variations, not confirmed universal statement descriptors.

How to Confirm a Scandinavian Wallpaper Purchase

Use the following process:

  1. Open the complete transaction. Record the exact descriptor, date, amount, location, and status.
  2. Search email. Look for Scandinavian Wallpaper, EZ by Florens, Shopify, wallpaper, mural, and the transaction amount.
  3. Check the order date. The posting date may be later than the date the order was placed.
  4. Review renovation purchases. Ask interior designers, contractors, decorators, installers, and other authorized purchasers.
  5. Check all authorized cardholders. Someone else may have ordered samples or wallpaper.
  6. Compare the amount. Include multiple rolls, murals, shipping, and other checkout costs.
  7. Check Shopify order messages. The receipt may identify the Shopify-powered store without emphasizing the `SP*` descriptor.
  8. Contact Scandinavian Wallpaper. Use the contact information published on its official website.
  9. Ask the issuer for expanded merchant information.
  10. Report the payment if it remains unexplained.

Scandinavian Wallpaper Contact Information

Use this information when the descriptor, amount, date, and location reasonably match the business.

What Information Should I Give the Merchant?

To help locate an order, provide only the information reasonably necessary, such as:

  • Your name
  • The order recipient’s name
  • The transaction date
  • The amount
  • The last four digits of the card
  • An order number
  • The email address used for the order
  • The general product ordered

Ask:

  • Can you locate an order matching this amount and date?
  • Which products were ordered?
  • What email address and shipping destination were used?
  • Was the order placed online or through the showroom?
  • Was the transaction refunded, canceled, or duplicated?
  • What statement descriptor should appear for the order?

Do not send:

  • Your complete credit- or debit-card number
  • Your PIN
  • Your CVV security code
  • Your online-banking password
  • A one-time authentication code
  • An unredacted bank statement

How Do I Cancel a Scandinavian Wallpaper Order?

Scandinavian Wallpaper states that it processes orders quickly and may electronically transmit wallpaper orders to its manufacturers shortly after receiving them.

Its published refund policy asks customers seeking cancellation to contact the company within 12 hours of placing the order. However, cancellation is not guaranteed if the order has already been processed.

The company’s updated terms advise customers to contact it as soon as possible. Custom, personalized, and made-to-measure products generally cannot be canceled after they have been approved and submitted for production.

To request cancellation:

  1. Locate the order confirmation.
  2. Contact cs@scandinavianwallpaper.com immediately.
  3. Include the order number and products ordered.
  4. Ask whether the order has already been processed or submitted to the manufacturer.
  5. Request written confirmation of any approved cancellation or refund.

What Is the Scandinavian Wallpaper Return Policy?

Scandinavian Wallpaper’s current FAQ states that standard wallpaper products may be returned within 45 days of purchase when unopened and in their original product packaging.

The company also states:

  • A 25% restocking fee applies to returned wallpaper.
  • The customer is responsible for return shipping.
  • Wallpaper samples are non-returnable.
  • Custom-made and personalized products cannot be returned.
  • Most custom-sized wallpaper murals are produced for an individual customer and are non-returnable.
  • Return requests should be sent to cs@scandinavianwallpaper.com.

Read the policy that applies to the specific order before returning anything:

Scandinavian Wallpaper refund policy

How Long Does a Scandinavian Wallpaper Refund Take?

The company’s published refund policy states that refunds will be issued within 30 days after returned merchandise is received in good condition.

Actual posting time may also depend on:

  • The date the return arrives
  • Product inspection
  • Return eligibility
  • The original payment method
  • Shopify Payments processing
  • The card issuer

Request:

  • Written confirmation that the return was received
  • The approved refund amount
  • Any deducted restocking fee
  • The date the refund was processed
  • The last four digits of the card receiving the credit

Contact the merchant and card issuer if the promised timeframe passes without a credit.

Why Are There Two Scandinavian Wallpaper Charges?

Two entries could indicate:

  • Two separate orders
  • Orders placed by different authorized users
  • A pending authorization and completed payment
  • A canceled authorization that has not disappeared
  • A corrected payment
  • A duplicate transaction
  • Unauthorized repeated use

Compare:

  • The amounts
  • The transaction dates and times
  • Pending versus posted status
  • Authorization or reference numbers
  • Order confirmation numbers

If both entries fully post and only one authorized order exists, contact Scandinavian Wallpaper and the card issuer.

Is Scandinavian Wallpaper Legitimate?

Scandinavian Wallpaper is an identifiable U.S.-based retailer with an official ecommerce website, published legal operator, physical Sarasota showroom, telephone number, support email, terms, and return policy.

Its official website is powered by Shopify, which supports the connection between the retailer and an `SP* SCANDINAVIAN WALLPAPER` transaction.

However, the existence of the business does not prove:

  • That an individual transaction was authorized
  • That the amount is correct
  • That a duplicate transaction is valid
  • That a cardholder received the product
  • That a similar-looking communication or website is genuine

Always verify the individual payment using the complete transaction details and an actual order or authorized purchaser.

Is the SP Scandinavian Wallpaper Charge Fraud?

Not automatically.

The merchant and `SP*` format have a credible match. The transaction could represent a legitimate purchase displayed under unfamiliar Shopify-related wording.

Treat the payment as potentially unauthorized when:

  • No authorized user recognizes the purchase.
  • No Scandinavian Wallpaper order confirmation can be found.
  • No renovation, design, wallpaper, mural, or sample purchase matches.
  • The merchant cannot locate a transaction matching the date and amount.
  • The shipping recipient or destination is unfamiliar.
  • Several unexplained transactions appear.
  • A small transaction is followed by larger attempts.
Important: If neither you nor another authorized cardholder purchased wallpaper, a mural, samples, or related products, contact the card issuer promptly. Consider locking the card while the transaction is investigated, particularly when additional unfamiliar charges are appearing.

How to Dispute an Unauthorized Scandinavian Wallpaper Charge

If no legitimate order explains the transaction:

  1. Save the complete SP* SCANDINAVIAN WALLPAPER descriptor.
  2. Record the amount, date, status, and reported location.
  3. Check every authorized cardholder and relevant email account.
  4. Ask the issuer for the complete merchant information.
  5. Contact Scandinavian Wallpaper when the transaction details support the match.
  6. Ask whether the merchant can locate a corresponding order.
  7. Lock or freeze the card if unauthorized use is possible.
  8. Report the transaction using the issuer’s official application, website, or telephone number.
  9. Ask whether additional attempts are pending.
  10. Ask whether the card should be replaced.
  11. Keep dispute case numbers and written records.

See our guide to investigating an unrecognized credit-card, debit-card, or bank charge.

Questions to Ask the Card Issuer

Ask:

  1. What is the complete merchant name?
  2. Does the transaction identify Scandinavian Wallpaper or EZ by Florens LLC?
  3. Was the payment processed through Shopify Payments?
  4. What merchant telephone number and website were supplied?
  5. Which city, state, and country were reported?
  6. What merchant category was used?
  7. Was the card physically present?
  8. Was the transaction processed online?
  9. Was a digital wallet used?
  10. Is the transaction pending or fully posted?
  11. Is another authorization from the same merchant pending?
  12. Is an international-transaction fee associated with the purchase?

Frequently Asked Questions About Scandinavian Wallpaper Charges

What is SP Scandinavian Wallpaper on my credit card?

It most likely represents a purchase from ScandinavianWallpaper.com processed through Shopify Payments. Shopify states that purchases from stores using Shopify Payments can appear as `SP *` followed by the store name.

What does SP* mean before Scandinavian Wallpaper?

SP* indicates that Shopify Payments processed the store purchase. It does not ordinarily mean the cardholder purchased a Shopify subscription.

Who owns Scandinavian Wallpaper?

The company’s current terms identify the operator as EZ by Florens LLC, doing business as Scandinavian Wallpaper, a Florida limited liability company.

Where is Scandinavian Wallpaper located?

The company publishes a showroom address of 1803 Glengary Street, Sarasota, Florida 34231.

What is the Scandinavian Wallpaper phone number?

The business publishes 1-800-518-5030.

What does Scandinavian Wallpaper sell?

The retailer sells Swedish and Scandinavian wallpaper rolls, wallpaper murals, custom products, samples, and related items.

Does Scandinavian Wallpaper ship from Sweden?

Many regular wallpaper orders ship directly from Scandinavian manufacturers in Sweden. Samples are generally prepared and shipped from Sarasota, Florida.

Why is there a $45 charge related to my order?

The company currently lists a $45 shipping charge for U.S. wallpaper orders totaling $150 or less. Confirm the final checkout total and complete descriptor before assuming a separate $45 transaction is shipping.

Is Scandinavian Wallpaper a subscription?

The company is a wallpaper retailer rather than a publicly advertised recurring subscription service. Ask the card issuer whether an unexpected repeated payment is actually coded as recurring.

Can I return Scandinavian Wallpaper?

The company says qualifying unopened standard wallpaper products can be returned within 45 days, subject to a 25% restocking fee and customer-paid return shipping. Samples and custom products are generally non-returnable.

Is the Scandinavian Wallpaper charge fraudulent?

Not automatically. The descriptor has a strong merchant match. Report the payment promptly if no authorized user, order confirmation, renovation purchase, or other record explains it.

Related Charge Guides

Why Trust ChargeOnMyCard.com?

ChargeOnMyCard.com researches unfamiliar merchant names, transaction codes, payment processors, subscriptions, telephone numbers, and bank-statement descriptions using current official merchant, payment-platform, banking, and government information.

For this guide, current official information confirms that:

  • Shopify says purchases from stores using Shopify Payments can appear as `SP * <store name>`.
  • ScandinavianWallpaper.com is powered by Shopify.
  • Scandinavian Wallpaper is operated by EZ by Florens LLC.
  • The company is a U.S.-based retailer of wallpaper, murals, samples, and related products.
  • The company publishes a Sarasota showroom, telephone number, support email, shipping information, terms, and return policy.

The merchant match does not establish whether an individual cardholder authorized a particular payment. A matching order confirmation, amount, purchase date, delivery recipient, and authorized card user provide stronger confirmation.

Last reviewed: September 3, 2026

ChargeOnMyCard.com is not affiliated with Scandinavian Wallpaper, EZ by Florens LLC, Shopify, Shopify Payments, any wallpaper manufacturer, carrier, payment processor, card network, bank, credit union, or financial institution discussed in this guide. This article provides general informational guidance and cannot access a Scandinavian Wallpaper order, Shopify account, shipment, return, refund, credit card, debit card, digital wallet, or bank account; identify a private cardholder; determine whether a transaction was authorized; cancel an order; approve a return; issue a refund; lock or replace a card; or file a dispute. Verify the individual transaction directly with the applicable merchant and financial institution.

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