Have you noticed a charge labeled MLT School on your credit or debit card statement and are unsure what it’s for? You’re not alone. Many individuals are puzzled by this charge. We’re here to help you understand what it might be and what steps you can take.
What Is the MLT School Charge on Your Financial Statements?
The MLT School charge is commonly associated with Lifetouch, a company that provides school photography services, including school portraits and yearbooks. Lifetouch is a subsidiary of Shutterfly, a well-known online photography and personalization company. If you’ve recently ordered school photos, yearbooks, or other related products, this charge might be legitimate.
Possible Explanations for the Charge
Consider the following possibilities:
- 📸 School Photography Purchases: If you or your child recently had school photos taken and you ordered prints or digital copies, the charge may appear as **MLT School** on your statement.
- 📚 Yearbooks or Memory Books: Purchases of school yearbooks or memory books facilitated by Lifetouch could result in this charge.
- 🖼️ Photo Packages: Ordering special photo packages, class photos, or other personalized items from Lifetouch.
- ⚠️ Unauthorized or Fraudulent Activity: If you do not recognize the charge, it could be a result of unauthorized use of your card information.
What to Do If You Don’t Recognize the Charge
If you’re unsure about the origin of the MLT School charge, it’s important to act promptly:
Review Recent Transactions
- 🔍 Check with Family Members: Ask your spouse, children, or other family members if they ordered school photos or related products.
- 📄 Review School Communications: Look through any emails, flyers, or notices from your child’s school regarding photo days or Lifetouch services.
Contact Lifetouch Customer Service
If you’re still unsure about the charge, reach out directly to Lifetouch for clarification.
Lifetouch Contact Information
- 📞 Customer Service: 1-800-736-4753
- 💻 Website: www.lifetouch.com
- 🏢 Address:
Lifetouch
11000 Viking Drive
Eden Prairie, MN 55344
USA
Contact Shutterfly Customer Service
Since Lifetouch is a subsidiary of Shutterfly, you may also reach out to Shutterfly for assistance.
Shutterfly Contact Information
- 📞 Phone Number: 1-952-826-4928
- 💻 Website: www.shutterfly.com
- 🏢 Address:
Shutterfly, Inc.
10 Almaden Blvd., Suite 900
San Jose, CA 95113
USA - 💬 Email/Chat Support: Use the chat feature on their website for immediate assistance.
Consult Your Financial Institution
- ⚠️ Report the Charge: If you suspect unauthorized activity, contact your bank or credit card issuer immediately to dispute the charge and secure your account.
- 🔒 Fraud Protection: Inquire about setting up fraud alerts or additional security measures on your account.
Share Your Experience and Help Others
We encourage you to share any information or experiences you have regarding the MLT School charge in the comments below. Your insights could be invaluable to others facing the same issue. Consider discussing:
- 📝 How you discovered the charge
- 💬 Any interactions you’ve had with Lifetouch or Shutterfly’s customer service
- ✅ Steps you took to resolve the issue
If you’ve encountered the MLT School charge and have insights or experiences, please share them in the comments below. Your input can help others in similar situations.
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Frequently Asked Questions
Is the MLT School charge legitimate?
In many cases, the MLT School charge is legitimate and relates to purchases made through Lifetouch for school photography services. However, if you don’t recognize the charge, it’s important to verify it by contacting Lifetouch or your financial institution.
Why does the charge appear as MLT School?
The abbreviation MLT likely stands for “My Lifetouch,” which is the online portal used by Lifetouch for ordering school photos and related products.
What should I do if I didn’t authorize this charge?
If you did not authorize the charge, contact your bank immediately to report it and protect your account. Additionally, reach out to Lifetouch customer service for assistance.
Why Trust ChargeOnMyCard.com?
At ChargeOnMyCard.com, we are dedicated to promoting financial transparency and empowering consumers with accurate information. Our comprehensive, user-generated database helps shed light on confusing charges, enabling you to make informed decisions. Each entry is carefully reviewed to ensure reliability and up-to-date details.
Disclaimer
ChargeOnMyCard.com is an independent platform and is not affiliated with Lifetouch, Shutterfly, or any other companies mentioned. We provide information for educational purposes, including reviews, feedback, ratings, and user comments. While we strive for accuracy, we encourage you to verify details with your financial institution. Please report any discrepancies to our webmaster.