PFM Verify Charge: Credique Subscription and Cancellation Help

A PFM VERIFY, PFMVERIFY.COM, PFMVERIFY2.COM, or similar transaction on a credit card, debit card, or bank statement usually represents a recurring personal-finance-management subscription associated with Credique.

PFM Verify is not merely a payment-verification code or a processing company used by an unrelated retailer. It is a consumer financial tool that may provide budgeting, account aggregation, spending information, financial-health calculations, and related personal-finance features.

What Is PFM Verify?

PFM Verify is a personal-finance-management subscription associated with Credique.

PFM stands for Personal Finance Management.

The service may offer features involving:

• Budgeting
• Financial-account aggregation
• Spending and subscription tracking
• Net-worth calculations
• Debt-to-income information
• Financial-health scores or insights
• Personalized financial guidance
• Credit-related information
• Tools intended to help users understand their financial profile

PFM Verify is not a bank, lender, credit-card issuer, or payment processor. It does not mean that another merchant used PFM Verify merely to authenticate an ordinary purchase.

What Is the PFM Verify Charge on Credit Card?

A PFM Verify charge on a credit card normally represents payment for a recurring personal-finance subscription.

The charge may appear because:

• A PFM Verify account was created
• An introductory offer became a paid subscription
• An existing subscription renewed
• The customer encountered PFM Verify while applying for a financial product
• The account was opened using another email address
• Another authorized cardholder registered
• More than one related financial-service account exists
• A duplicate transaction occurred
• Someone used the card information without authorization

Search email, browser history, financial-service applications, and older statements to determine when the first PFM Verify transaction appeared.

What Is PFMVerify2.com?

PFMVerify2.com is a PFM Verify billing-assistance website associated with Credique.

The site provides customer-service information for people who:

• See PFM Verify on a billing statement
• Need help locating a membership
• Want to cancel recurring billing
• Have a question about a transaction
• Want to request a refund review

A transaction may appear as:

• PFMVERIFY2.COM
• PFM VERIFY 2
• PFMVERIFY2.COM 8886550
• PFMVERIFY2 888-655-0199
• PFMVERIFY2 888-655-0203

The exact wording depends on the card issuer, transaction date, descriptor length, and billing system used at the time.

How Much Is the PFM Verify Charge?

There is not enough current public information to state that every PFM Verify subscriber pays one fixed amount.

Visible reports on this ChargeOnMyCard.com page include amounts such as:

• $34.95
• $39.72
• $39.95

The $39.95 amount appears most frequently in the visible reports.

An amount may vary because of:

• The offer accepted during enrollment
• The date the account was created
• A trial or introductory charge
• A related Credique product
• Taxes
• Currency conversion
• More than one active account

Check the original enrollment page, welcome email, account dashboard, and statement history for the terms that applied to the individual subscription.

Is PFM Verify a Recurring Charge?

PFM Verify can be a recurring subscription charge that continues until the membership is canceled.

Review several statements to determine whether:

• The same amount appears monthly
• A smaller introductory transaction appeared first
• The charge is marked recurring
• The transaction date repeats at a similar interval
• More than one PFM-related descriptor appears
• A payment was retried after being declined

A card lock or replacement does not always terminate an underlying subscription agreement. Contact the merchant and financial institution when recurring billing must be stopped.

Why Is PFM Verify Charging Me?

You Registered for a Personal-Finance Tool

You may have created an account to access budgeting, spending, financial-health, credit-related, or account-aggregation tools.

Search for:

• PFM Verify
• PFMVerify.com
• PFMVerify2.com
• Credique
• Personal Finance Management
• Financial profile
• Budgeting tool
• Financial-health score
• Membership confirmation

Check spam, promotions, archived, and deleted email folders.

You Recently Applied for a Loan or Financial Product

A customer may encounter a Credique financial product while applying online for:

• A personal loan
• An auto loan
• Insurance
• Credit information
• Financial assistance
• Another consumer financial product

The financial application itself may not be the merchant charging the card. Review every page completed during the application process and look for a separate subscription enrollment.

An Introductory Offer Became Paid

An initial low-cost transaction may be followed by a larger recurring payment if a trial or introductory membership was not canceled.

Look for:

• An earlier $1 transaction
• A welcome email
• A trial-expiration notice
• A membership-renewal email
• Terms presented near the payment form

Not every PFM Verify account necessarily begins with the same introductory terms.

Another Authorized User Registered

A spouse, partner, family member, employee, or another authorized cardholder may have created the account.

Ask whether anyone recently:

• Applied for a loan
• Checked financial information
• Used an online budgeting tool
• Entered the card on a credit-related website
• Responded to a financial advertisement

More Than One Credique Account Exists

Credique operates several personal-finance and credit-related brands.

A household may have accounts under names such as:

• PFM Verify
• PFI Verify
• PVER3.US
• Financeify
• Another Credique product

These names should not automatically be treated as identical charges. Ask support to identify the exact account, product, email address, and billing descriptor.

Common PFM Verify Statement Variations

The transaction may appear as:

• PFM VERIFY
• PFMVERIFY
• PFMVERIFY.COM
• PFMVERIFY2.COM
• PFM VERIFY 2
• PFMVFY
• PFMVFY.US
• PFMVER1.COM
• WWW PFM VERIFY1 COM
• PFM BILL 30
• PFMBILL30.CO
• CREDIQUE LLC
• PFM VERIFY 8886550199
• PFMVERIFY2 8886550199
• PFM VERIFY 8886550203
• PFMVFY 8886550203
• RECURRING PFM VERIFY
• CHECKCARD PFM VERIFY
• POS DEBIT PFM VERIFY
• PENDING PFM VERIFY

Not every possible variation has been officially confirmed. Banks may shorten or rearrange the merchant name, website, telephone number, and transaction location.

What Is 888-655-0199?

1-888-655-0199 is the current customer-service number listed on PFM Verify billing and membership resources.

It may appear as:

• 8886550199
• 888 655 0199
• 888-655-0199
• 1-888-655-0199
• PFM VERIFY 8886550199
• PFMVERIFY2.COM 8886550199

Call:

1-888-655-0199

Use the current number published through official PFM Verify billing resources rather than relying solely on an older statement image.

What Is 888-655-0203?

1-888-655-0203 is an older PFM Verify contact and statement-descriptor variation.

It appears in:

• Older PFM Verify transaction descriptions
• Earlier consumer reports
• Historical PFM Verify contact information
• Variations such as PFMVFY 8886550203

The current public billing resources list 1-888-655-0199 as the primary support number.

How to Verify a PFM Verify Charge

1. Copy the complete statement descriptor.
2. Record the amount, date, and transaction status.
3. Review older statements for previous PFM Verify charges.
4. Search every email address for PFM Verify and Credique.
5. Check spam, promotions, archived, and deleted folders.
6. Review recent loan, credit, insurance, and financial-service applications.
7. Check browser history near the first charge date.
8. Ask all authorized cardholders.
9. Attempt to locate the membership using the account login or password-recovery option.
10. Contact current PFM Verify billing support.
11. Ask support to identify every related account.
12. Ask the bank for the full merchant information if necessary.

Official resources:

• PFM Verify billing assistance: PFMVerify2.com
• Credique: Credique.com

PFM Verify Cancellation

Contact PFM Verify directly to cancel the recurring subscription and request confirmation that future billing has stopped.

Cancel PFM Verify by Telephone

1. Call 1-888-655-0199.
2. State clearly that you want to cancel the PFM Verify subscription.
3. Provide the account email or telephone number privately.
4. Ask whether more than one account exists.
5. Ask which Credique product created the charge.
6. Request the effective cancellation date.
7. Request a confirmation or case number.
8. Ask for written confirmation by email.
9. Record the date, time, and representative’s name.
10. Monitor the card for another billing cycle.

Cancel PFM Verify by Email

The current billing page lists:

hello@pfmverify.ca

Send:

• The account holder’s name
• The account email address
• The telephone number used during registration
• The general charge amount
• The transaction date
• A clear request to cancel all active PFM Verify memberships
• A request for written confirmation

Do not email:

• A complete card number
• A Social Security number
• A Social Insurance Number
• A bank-account number
• A password
• A PIN
• A CVV or security code
• A one-time verification code

Because cancellation instructions can change, telephone support should also be used when email does not produce a clear cancellation confirmation.

Cancel PFM Verify in Writing

The current billing-assistance page lists:

• Credique LLC
• 1159-38016 Cleveland Avenue
• Squamish, BC V8B 0A8
• Canada

Include enough information to identify the membership without including a complete payment-card number.

Use a trackable mailing method and keep a copy of the request.

Does Canceling PFM Verify Stop Future Charges?

Cancellation should stop future subscription renewals once the merchant has processed and confirmed the request.

Continue monitoring the account because:

• A payment may already have been submitted before cancellation
• Another PFM or Credique account may remain active
• The cancellation request may not have been completed
• A payment retry may still appear
• The posting date may be later than the processing date

If another charge posts after the confirmed cancellation date:

1. Contact PFM Verify again.
2. Provide the cancellation confirmation.
3. Ask whether another account exists.
4. Request cancellation and a refund review.
5. Contact the card issuer if the merchant does not resolve the issue.

Can I Get a PFM Verify Refund?

A PFM Verify refund is not automatic or guaranteed.

A refund or billing review may be appropriate when:

• The transaction was duplicated
• More than one account was created accidentally
• Billing continued after confirmed cancellation
• The charged amount differed from the disclosed price
• The service could not be accessed
• The account was created without the cardholder’s authorization
• A technical billing error occurred

To request a review:

1. Cancel future billing separately.
2. Contact PFM Verify promptly.
3. Provide the transaction date and amount.
4. Ask which account and product caused the charge.
5. Explain the specific billing issue.
6. Provide any earlier cancellation confirmation.
7. Request a full refund review.
8. Ask for the decision in writing.
9. Monitor the payment account for an approved credit.

Do not assume that requesting a refund also cancels the recurring subscription.

Is PFM Verify Legit?

PFM Verify is an identifiable personal-finance subscription associated with Credique, but that does not prove that a specific transaction was authorized.

Credique operates public corporate and product websites and identifies PFM Verify as part of its personal-finance product portfolio.

Investigate the individual charge when:

• No cardholder recognizes PFM Verify
• No account or welcome email can be found
• The merchant cannot explain when the account was opened
• The amount differs from the enrollment terms
• Charges continue after cancellation
• More than one membership appears unexpectedly
• Other unfamiliar transactions appear on the card

Do not label every PFM Verify transaction a scam merely because the merchant name was unfamiliar. Likewise, do not assume the charge is authorized merely because Credique is an identifiable company.

PFM Verify vs. PFI Verify and PVER3.US

PFM Verify and PFI Verify are related Credique products, but they should not be treated as the same billing descriptor.

PFM Verify-related wording can include:

• PFM VERIFY
• PFMVERIFY.COM
• PFMVERIFY2.COM
• 888-655-0199
• Historical 888-655-0203 variations

PFI Verify-related wording can include:

• PVER3.US
• PVER3.US8886056664
• PFI VERIFY
• 888-605-6664

For the second group, see:

• PVER3.US 888-605-6664 and PFI Verify Charge

Confirm the complete descriptor before contacting support because the telephone number and account may belong to a different Credique product.

Consumer Reports and Experiences

Ten visible comments on this ChargeOnMyCard.com page currently include:

• Several reports describing a $39.95 charge
• One report describing a $34.95 PFMVerify2.com charge
• One report describing a $39.72 charge
• Several readers who said they did not recognize signing up
• A report describing repeated monthly billing
• A comment referencing PVER3.US8886056664, which belongs to the separate PFI Verify/PVER3 descriptor cluster

These are individual reports and do not prove that every PFM Verify charge is unauthorized, duplicated, or impossible to cancel.

ChargeOnMyCard.com cannot:

• Access a PFM Verify account
• Identify who created an account
• Cancel a subscription
• Issue a refund
• Reverse a transaction
• File a bank dispute

What to Do If You Never Signed Up for PFM Verify

1. Ask every authorized cardholder.
2. Search all email accounts for PFM Verify and Credique.
3. Review recent loan and financial-service applications.
4. Check browser history near the first charge date.
5. Contact PFM Verify using the current support number.
6. Ask when and how the account was created.
7. Ask which email address and telephone number are attached.
8. Cancel every unintended account.
9. Request a refund review.
10. Ask the bank for the complete merchant information.
11. Lock the card if unauthorized activity appears likely.
12. Dispute the completed charge when no authorized account can be identified.
13. Request a replacement card if recommended by the issuer.

What Information Should You Request From the Bank?

Ask for:

• The complete merchant descriptor
• The merchant’s legal name
• The merchant telephone number
• The merchant website
• The merchant address
• The merchant category code
• The merchant identification number
• Whether the payment was marked recurring
• Whether it was completed online
• Whether a digital wallet was used
• Whether the card security code was submitted
• Whether other authorization attempts occurred
• Whether the payment is pending, completed, reversed, or refunded

Frequently Asked Questions

What Is PFM Verify?

PFM Verify is a Credique personal-finance-management subscription that may provide budgeting, account aggregation, financial-health, spending, and related tools.

What Does PFM Stand For?

PFM stands for Personal Finance Management.

What Is PFMVerify2.com?

PFMVerify2.com is a billing-assistance website associated with PFM Verify and Credique.

Is PFM Verify a Monthly Subscription?

It can be a recurring subscription. Review older statements and contact support to identify the exact billing interval and account terms.

Why Was I Charged $39.95?

Several visible consumer reports describe a $39.95 PFM Verify or related Credique charge. Confirm the exact product and enrollment terms because the amount is not currently published as one universal PFM Verify price.

What Is the Current PFM Verify Phone Number?

The current public billing resources list 1-888-655-0199.

What Is 888-655-0203?

It is an older PFM Verify support and statement-descriptor variation. Use the currently published number when possible.

How Do I Cancel PFM Verify?

Call 1-888-655-0199 and request cancellation of every active membership. The billing page also publishes an email and mailing address. Always request written confirmation.

Can I Cancel PFM Verify by Email?

The current billing page publishes hello@pfmverify.ca and references email requests. Telephone cancellation is still preferable when no clear written confirmation is received.

Can I Get a PFM Verify Refund?

A refund is not guaranteed. Contact support to request review of duplicate, incorrect, post-cancellation, inaccessible, or unauthorized charges.

Is PFM Verify Legit?

PFM Verify is an identifiable Credique subscription product. That does not establish whether the individual cardholder authorized a particular account or payment.

Is PFM Verify the Same as PVER3.US?

No. Both are associated with Credique, but PVER3.US is generally connected with the separate PFI Verify product and the 888-605-6664 descriptor.

What If PFM Verify Cannot Find My Account?

Ask the bank for the complete merchant record and contact the issuer promptly when no authorized account or cardholder can be identified.

Related Credit and Personal-Finance Subscription Charges

• PVER3.US 888-605-6664 and PFI Verify Charge
• OTL ScoreSense Credit-Monitoring Membership Charge
• TLG PRIVGRD and PrivacyGuard Membership Charge
• TLG IDPROT Identity-Protection Charge
• KYC Purpose Identity-Verification Charge
• How to Investigate an Unrecognized Credit Card or Bank Charge

These guides cover personal-finance subscriptions, credit monitoring, identity protection, financial-service trials, recurring billing, cancellation, refunds, and unauthorized charges. A related link does not mean the companies are affiliated.

Share Your PFM Verify Experience

If you identified a PFM VERIFY, PFMVERIFY2.COM, 888-655-0199, or historical 888-655-0203 charge, share only nonprivate information that may help another cardholder.

Helpful details include:

• The shortened descriptor
• The general amount
• Whether the payment repeated monthly
• Whether a related financial application was completed
• Whether an account was located
• Whether another authorized cardholder registered
• Which cancellation method worked
• Whether future billing stopped
• Whether a duplicate charge occurred
• Whether a refund or bank dispute was resolved

Do not post:

• Card or bank-account numbers
• Social Security or Social Insurance numbers
• Credit reports or scores
• Account emails
• Passwords
• PINs or security codes
• Telephone numbers
• Addresses
• Support-case numbers
• Transaction IDs
• Loan application numbers
• Screenshots of private financial information
• Complete bank statements

Why Rely on ChargeOnMyCard.com?

ChargeOnMyCard.com researches confusing credit-card, debit-card, personal-finance, credit-monitoring, identity-protection, recurring-subscription, telephone-number, cancellation, refund, and bank-statement descriptors using official merchant information and visible consumer reports.

We distinguish related but separate merchant products and explain how to identify the account, contact the correct support department, cancel future billing, request a refund review, or report an unauthorized payment.

ChargeOnMyCard.com cannot access a PFM Verify account, cancel a subscription, issue a refund, or submit a bank dispute.

Last reviewed: July 16, 2026.

Disclaimer

ChargeOnMyCard.com is not affiliated with PFM Verify, PFMVerify2.com, PFI Verify, PVER3.US, Financeify, Credique LLC, any financial-service applicant, subscriber, account holder, cardholder, bank, credit union, card network, or payment processor. This article is provided for informational purposes only and is not financial, legal, credit-reporting, loan, subscription, refund, dispute, account-security, or fraud-prevention advice. Contact the merchant and applicable financial institution regarding a specific transaction.