If you noticed a charge labeled OTC BRANDS INC on your credit or debit card and don’t immediately recognize it, you’re not alone. Many people see this billing name and aren’t sure what it refers to because the descriptor can appear even when you haven’t shopped directly under that name. Below is what this charge typically means and how you can confirm it.
What Is the OTC BRANDS INC Charge?
The **OTC BRANDS INC** charge often shows up on bank statements when purchases or subscriptions are processed through brands owned by **:contentReference[oaicite:0]{index=0}** or its affiliated programs. One well-known example tied to this descriptor is the **Fun Rewards+** membership — a subscription service connected to Oriental Trading that automatically renews after a trial period. :contentReference[oaicite:1]{index=1}
Oriental Trading Company, part of the Berkshire Hathaway family of companies, sells party supplies, crafts, toys, novelties, and more online and through catalogs. :contentReference[oaicite:2]{index=2}
Why Is OTC BRANDS INC Charging My Card?
You might see this charge for one of the following reasons:
- Membership renewal: Charges for the Fun Rewards+ subscription, typically around $14.95/month after a free trial. :contentReference[oaicite:3]{index=3}
- Online purchase: Purchases from Oriental Trading or affiliated brands that use OTC Brands as the billing descriptor. :contentReference[oaicite:4]{index=4}
- Recurring order: If you or someone with access to your card signed up for a subscription or automatic orders. :contentReference[oaicite:5]{index=5}
- Authorized purchase: A family member, partner, or coworker may have used your card on Oriental Trading or a related site. :contentReference[oaicite:6]{index=6}
How to Confirm the Charge
If you want to verify what the charge is for:
- Check your email: Search for order confirmations or membership signup messages containing “Oriental Trading,” “OTC Brands,” or “Fun Rewards+.” :contentReference[oaicite:7]{index=7}
- Review subscriptions: Look through any subscription services you use for a match to the amount and date. :contentReference[oaicite:8]{index=8}
- Ask family members: Someone else with access to your card may have signed up for a membership or made a purchase. :contentReference[oaicite:9]{index=9}
- Check order history: Log into Oriental Trading’s site and see if any recent purchases or Fun Rewards+ memberships show up. :contentReference[oaicite:10]{index=10}
What If I Didn’t Authorize This Charge?
If you cannot match this charge to a purchase or membership you or someone authorized on your card made:
- Contact Oriental Trading support to ask about the charge details (especially if it’s a Fun Rewards+ membership). :contentReference[oaicite:11]{index=11}
- Report the transaction to your bank or credit card issuer.
- Ask for more merchant details tied to the charge if available.
- Dispute the charge if you believe it’s unauthorized or fraudulent.
- Request a replacement card if fraud is suspected.
Frequently Asked Questions
Is the OTC BRANDS INC charge legitimate?
Yes — in most cases this charge is legitimate and tied to an order or membership payment processed by Oriental Trading Company or an affiliated program like Fun Rewards+. :contentReference[oaicite:12]{index=12}
Why don’t I recognize the name?
The descriptor on your card may not match the brand name you interacted with (e.g., Oriental Trading or a specific marketplace selller). :contentReference[oaicite:13]{index=13}
What should I do if this looks like fraud?
If you can’t find a corresponding purchase, contact your bank to dispute the charge and protect your account.
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Why Use ChargeOnMyCard.com?
ChargeOnMyCard.com helps consumers understand confusing credit and debit card charges in clear, plain language. Our content is based on user reports and careful review, helping you decide whether a charge is legitimate or needs further action.
Disclaimer
ChargeOnMyCard.com is an independent consumer information website and its content is based on publicly available information and user experiences. It is not affiliated with Oriental Trading Company or any brand associated with OTC BRANDS INC. Always contact your bank or card issuer for official verification or dispute assistance.