Midjourney Inc Charge on Credit Card – What Is It?

A Midjourney Inc charge on your credit card, debit card, or bank statement most likely relates to a Midjourney AI image or video subscription. It could also involve an annual renewal, plan upgrade, extra GPU time, sales tax, foreign-currency conversion, or another Midjourney purchase.

The descriptor may appear as MIDJOURNEY, MIDJOURNEY INC, or another shortened variation. Before disputing it, compare the amount and date with your Midjourney invoices, email receipts, subscription plan, and any other Midjourney accounts that may use the card.

Midjourney Inc charge on credit card or bank statement — A Midjourney charge may be an AI subscription or renewal.

What Is the Midjourney Inc Charge on a Credit Card?

A Midjourney Inc charge usually indicates a payment for Midjourney, an artificial-intelligence service used to create images and videos from prompts and other inputs.

Possible explanations include:

A monthly Midjourney subscription renewal
An annual subscription charged upfront
A new Basic, Standard, Pro, or Mega plan
An immediate plan upgrade
Extra Fast GPU time
Sales tax or Value Added Tax
A currency conversion or foreign-transaction fee from the bank
A Midjourney Magazine subscription or store purchase
A second Midjourney account using the same card
A pending hold after an unsuccessful payment
A duplicate completed payment
An unauthorized use of the card

The descriptor alone does not show the Midjourney account, login method, subscription tier, invoice number, or person who approved the purchase.

Common Midjourney Statement Variations

The wording can vary by bank, card network, payment method, country, and available statement space. Cardholders may see or search for variations such as:

MIDJOURNEY
MIDJOURNEY INC
MIDJOURNEY.COM
MIDJOURNEY INC CHARGE
MIDJOURNEY SUBSCRIPTION
MIDJOURNEY AI
PENDING MIDJOURNEY
DEBIT CARD MIDJOURNEY
CHECKCARD MIDJOURNEY INC

At this time, we could not verify that every transaction containing the word Midjourney uses one universal statement format. Ask the bank for the expanded merchant record if the posted descriptor remains unclear.

How Much Does Midjourney Charge?

At the time of this review, Midjourney lists four subscription levels. Prices can change, and taxes may increase the final transaction amount.

Basic monthly plan: $10
Standard monthly plan: $30
Pro monthly plan: $60
Mega monthly plan: $120
Basic annual plan: $96 charged upfront
Standard annual plan: $288 charged upfront
Pro annual plan: $576 charged upfront
Mega annual plan: $1,152 charged upfront
Extra GPU time: Currently listed at $4 per hour

A matching amount is a useful clue but does not prove the transaction is authorized. The final total may include sales tax, VAT, a plan change, multiple purchases, currency conversion, or a fee imposed by the card issuer.

Why Did Midjourney Charge My Card?

Your Monthly Subscription Renewed

Midjourney plans are subscriptions and renew automatically unless they are set to cancel. A recurring charge may occur on approximately the same date and time each billing period.

You Purchased an Annual Plan

Annual Midjourney plans are paid upfront. Someone expecting a smaller monthly payment may be surprised by the full annual amount appearing as one transaction.

You Upgraded Your Plan

An immediate upgrade from one subscription level to another can create a new charge. Review the invoice to see whether unused time from the previous plan affected the amount.

You Purchased Extra GPU Time

Users who run out of included Fast GPU time may purchase more. This may create a charge in addition to the normal subscription renewal.

Tax or VAT Was Added

Midjourney’s payment processor may add sales tax or VAT according to the billing address. The amount on the card may therefore be higher than the advertised base plan price.

Your Bank Converted the Currency

Midjourney accepts payments in U.S. dollars. A bank outside the United States may convert the payment into local currency and may separately impose a foreign-transaction fee.

Another Midjourney Account Uses the Card

A person may have more than one account connected through different email, Google, or Discord login details. A household member, employee, contractor, or other authorized user may also have saved the card.

A Failed Payment Created a Pending Hold

An unsuccessful payment attempt may temporarily appear as pending even though the subscription payment did not complete. Pending entries often disappear, but the bank determines when the hold is released.

How to Verify a Midjourney Charge

Record the full descriptor, amount, transaction date, posting date, and status.
Search every email account for Midjourney, invoice, receipt, subscription, renewal, Stripe, GPU, Basic, Standard, Pro, or Mega.
Sign in directly at the official Midjourney website.
Open the Manage Subscription page.
Select View Invoices.
Compare the bank transaction with the invoice amount and date.
Check the subscription tier and whether billing is monthly or annual.
Review taxes and any extra GPU-time purchases.
Check other Midjourney accounts and login methods.
Ask household members, employees, and other authorized card users.
Contact Midjourney billing support if the transaction still cannot be matched.

How to Find Your Midjourney Payment History

Midjourney sends invoices and receipts to the billing email address associated with the subscription.

For an active subscription:

Sign in to Midjourney.
Open the Manage Subscription page.
Select View Invoices.
Open the billing portal.
Review each invoice in the Invoice History section.

If the subscription has ended and the invoice button is no longer visible, use Midjourney’s official payment-history instructions or contact billing support for access.

How to Cancel a Midjourney Subscription

Sign in to the correct Midjourney account.
Open the Manage Subscription page.
Locate the current plan.
Select Cancel Plan.
Complete the confirmation process.
Save the cancellation email or screenshot.
Confirm the date on which paid access will end.

Cancellation normally takes effect at the end of the current billing period. Canceling does not automatically delete previously generated images or the account history.

Deleting Discord, leaving the Midjourney Discord server, stopping use of the website, or removing a saved card from another device may not cancel an active subscription. Complete the cancellation through the Midjourney account.

Can You Get a Midjourney Refund?

Midjourney currently states that automatic refund eligibility is limited to accounts that have used fewer than 20 GPU minutes during the lifetime of the account. This includes Fast, Turbo, and Relax usage.

If the account qualifies, a refund option should appear during the cancellation process. If the option does not appear, the account may not qualify under the current automatic-refund policy.

Refund rules and eligibility may change. Review the current policy and contact Midjourney billing support about account-specific circumstances.

Why Are There Two Midjourney Charges?

Two Midjourney entries may represent:

A pending hold and one completed payment
Two separate Midjourney accounts
A normal renewal and an extra GPU-time purchase
A subscription payment and an immediate plan upgrade
A failed attempt followed by a successful payment
Two completed merchant submissions
Unauthorized activity

Check how many Midjourney receipt emails were issued. One receipt with one completed transaction may indicate that another entry is only pending. Multiple receipts may indicate multiple completed purchases.

Midjourney Official Billing and Support Information

Company named in official terms: Midjourney, Inc.
Official website: Midjourney.com
Billing-support email: billing@midjourney.com
Manage subscription: View plan, invoices, and cancellation options
Billing documentation: Midjourney Billing Support
Account settings: Find your Midjourney ID

We did not verify a public Midjourney billing-support telephone number. Do not call an unofficial number from an advertisement, comment, forum, or unsolicited email. Use the official website, billing email, or documentation.

What to Include When Contacting Midjourney

For a recognized account or billing question, include:

Your Midjourney ID
The billing email address
The invoice or receipt number
The transaction amount and date
A brief explanation of the issue

If the card was used without authorization, Midjourney currently asks for additional transaction details so its billing team can locate the payment. Follow only the instructions provided through official Midjourney support.

Never send a complete card number, online-banking password, account password, PIN, CVV security code, or one-time verification code.

What If the Midjourney Charge Was Unauthorized?

Review every Midjourney account and billing email address.
Ask all authorized users of the card.
Search for Midjourney invoices and receipts.
Contact billing@midjourney.com promptly.
Provide the transaction details requested through official support.
Change passwords for affected email, Google, Discord, or Midjourney accounts.
Review connected accounts and active login sessions.
Contact the bank or card issuer using the number on the back of the card.
Ask whether the transaction should be disputed.
Ask whether the card should be locked or replaced.

A charge should not automatically be labeled fraudulent merely because the descriptor is unfamiliar. It could be tied to an annual plan, another account, an authorized user, extra GPU time, tax, or a pending authorization. However, an unexplained completed payment should be investigated promptly.

Consumer Reports and Experiences

There are currently zero visible cardholder reports on this page.

That means we do not yet have live visitor reports confirming the exact wording, amounts, billing cycles, or resolutions associated with this descriptor. Readers can help by sharing non-sensitive transaction details in the comments.

Frequently Asked Questions About Midjourney Charges

What is the Midjourney Inc charge on my credit card?

It most likely relates to a Midjourney AI subscription, annual renewal, plan upgrade, extra GPU-time purchase, tax, or another Midjourney product.

What is Midjourney?

Midjourney is an artificial-intelligence service used to generate images, videos, and other creative assets.

Is Midjourney Inc a recurring charge?

It may be. Midjourney’s monthly and annual subscriptions renew automatically unless the plan is canceled.

Why did Midjourney charge me $10?

A charge near $10 may match the current Basic monthly plan, although taxes or another purchase can change the amount.

Why did Midjourney charge me $30, $60, or $120?

Those amounts may match the current Standard, Pro, or Mega monthly plan before applicable taxes. Verify the amount in the official invoice history.

Why is my Midjourney charge higher than the advertised price?

The total may include sales tax, VAT, an annual payment, extra GPU time, a plan upgrade, currency conversion, or a bank-imposed foreign-transaction fee.

Does Midjourney bill annually?

Yes. An annual plan is charged upfront rather than divided into 12 separate monthly payments.

Does Midjourney use Stripe?

Yes. Midjourney currently identifies Stripe as its payment processor.

Does Midjourney accept PayPal?

Midjourney’s current payment documentation says PayPal is not supported.

How do I cancel the Midjourney charge?

Does deleting Discord cancel Midjourney?

No. Leaving or deleting Discord does not necessarily cancel the paid Midjourney subscription. Cancel the plan through the Midjourney account.

How do I contact Midjourney about a charge?

Email official billing support at billing@midjourney.com and include your Midjourney ID, billing email, amount, date, and invoice information when available.

What is the Midjourney customer service phone number?

We did not verify an official public billing-support telephone number. Use Midjourney’s official billing email and support documentation.

Can I get a Midjourney refund?

Midjourney currently states that automatic refunds are available only when the account has used fewer than 20 lifetime GPU minutes and the refund option appears during cancellation.

Why is a failed Midjourney payment still showing?

A failed payment may create a temporary pending hold. Ask the bank when it will expire if it does not clear automatically.

Should I dispute a Midjourney Inc charge?

First check all Midjourney accounts, invoices, receipts, authorized users, and pending transactions. Contact Midjourney and the card issuer if no authorized payment explains the completed charge.

Related Charge Guides

Help Other Cardholders Identify This Charge

If you saw MIDJOURNEY, MIDJOURNEY INC, MIDJOURNEY.COM, or another similar descriptor, please share what the charge was connected to.

Helpful details include the exact descriptor, general amount range, monthly or annual billing, subscription tier, whether extra GPU time was purchased, whether the entry was pending or completed, and how the issue was resolved.

Do not post complete card numbers, bank-account numbers, invoice numbers, receipt numbers, email addresses, passwords, Midjourney IDs, PINs, security codes, or one-time verification codes.

Why Rely on ChargeOnMyCard.com?

ChargeOnMyCard.com researches confusing credit-card, debit-card, software, artificial-intelligence, digital-service, recurring-subscription, and bank-statement descriptors using current official merchant resources, payment clues, account-management instructions, and visible cardholder reports when available.

Digital subscriptions can display a corporate name, shortened merchant name, payment processor, pending descriptor, or recurring-payment label instead of the product description a cardholder remembers. We explain how to compare the transaction with official invoices, subscription records, receipts, and bank information.

Last reviewed: July 2026.

Disclaimer

ChargeOnMyCard.com is not affiliated with Midjourney, Inc., Stripe, Discord, any Midjourney subscriber, bank, card network, payment processor, or financial institution. This page is for informational purposes only and is not financial, legal, banking, billing, cancellation, refund, account-security, or fraud-prevention advice. Contact Midjourney and your financial institution directly about a specific transaction.