A Lakeland Surgical charge, Lakeland Surgical and Diagnostic Center charge, or Lakeland Surgical Clinic charge on a credit card, debit card, or bank statement may relate to medical billing from a surgical facility or physician practice.
The wording is not unique to one provider. It may refer to legacy billing connected with the former Lakeland Surgical & Diagnostic Center in Lakeland, Florida, or to the unrelated Lakeland Surgical Clinic, PLLC in Jackson, Mississippi. Check the location, telephone number, receipt, insurance explanation of benefits, patient statement, and charged amount before contacting either organization.
What Is the Lakeland Surgical Charge?
The transaction may be a payment connected with:
- An outpatient surgical procedure
- A surgery-center facility fee
- A surgeon or physician bill
- An anesthesia charge
- A pathology or laboratory fee
- A medical implant or supply charge
- A copayment, deductible, or coinsurance balance
- A payment made through an online patient portal
- A payment-plan installment
- A balance remaining after insurance processed the claim
- A payment made for another family member or dependent
- A pending authorization followed by a completed payment
- An actual duplicate payment
- An unauthorized use of the card
The card descriptor usually does not disclose the patient name, procedure, physician, service date, insurance claim, facility location, or reason for the exact amount.
Which Lakeland Surgical Provider Charged Me?
At least two unrelated medical organizations may be relevant.
Former Lakeland Surgical & Diagnostic Center in Florida
Lakeland Surgical & Diagnostic Center previously operated multiple locations in Lakeland, Florida.
Its operating structure changed in April 2024:
- The former Griffin Campus at 818 Griffin Road became Lakeland Regional Health Surgery Center.
- The former Florida Campus at 1315 North Florida Avenue became Watson Clinic Surgery Center.
- Operations at the former corporate campus at 115 South Missouri Avenue were also transferred during the transition.
An older balance, merchant account, payment receipt, or card record may still display Lakeland Surgical, LSDC, or Lakeland Surgical & Diagnostic Center even though the current facility name has changed.
Lakeland Surgical Clinic, PLLC in Mississippi
Lakeland Surgical Clinic, PLLC is a separate active surgical practice in Jackson, Mississippi.
It is located at:
971 Lakeland Drive, Suite 1460
Jackson, MS 39216
Do not assume the Mississippi clinic is connected with the former Florida surgery-center organization merely because both use the words Lakeland Surgical.
How to Determine Whether the Charge Is From Florida or Mississippi
Check the complete statement details for:
- Lakeland, Florida or an `FL` location
- Jackson, Mississippi or an `MS` location
- Griffin Road
- North Florida Avenue
- South Missouri Avenue
- Lakeland Drive in Jackson
- LSDC wording
- Lakeland Regional Health
- Watson Clinic
- Lakeland Surgical Clinic PLLC
- A telephone number attached to the merchant record
Also compare the payment with:
- The service date
- The insurance explanation of benefits
- The patient statement
- The provider name shown on the statement
- The amount paid through a patient portal
- The card used at registration or checkout
Current Florida Surgery-Center Billing Information
Lakeland Regional Health Surgery Center
This is the successor operator of the former LSDC Griffin Campus.
- Main telephone: 863-687-0566
- Facility billing: 863-683-2428, option 5
- Billing email: PatientServices@LSDC.net
- Insurance questions: verifiers@LSDC.net
- Current facility address: 818 Griffin Road, Lakeland, FL
- Billing office: 115 South Missouri Avenue, Suite 101, Lakeland, FL 33815
- Official billing contacts: Lakeland Regional Health Surgery Center billing contacts
- Official contact page: Contact the surgery center
Watson Clinic Surgery Center
This is the successor operator of the former LSDC Florida Campus at 1315 North Florida Avenue.
- Billing and credit inquiries: 863-680-7206
- General operator: 863-680-7000
- Insurance information: 863-680-7213
- Address: 1315 North Florida Avenue, Lakeland, FL
- Official billing information: Watson Clinic billing
- Official contact page: Contact Watson Clinic
Current Mississippi Clinic Contact Information
Lakeland Surgical Clinic, PLLC
- Appointments: 601-588-9231
- General inquiries: 601-982-3202
- Fax: 601-982-3259
- Address: 971 Lakeland Drive, Suite 1460, Jackson, MS 39216
- Official website: Lakeland Surgical Clinic, PLLC
- Official contact page: Contact the Mississippi clinic
Use the clinic’s official payment route only after confirming that the patient statement belongs to this Mississippi practice.
Why Can One Surgery Produce Several Charges?
A surgical visit can involve several independent providers.
Possible bills include:
- Facility fee: The surgery center’s operating-room and facility charge
- Surgeon fee: The physician’s professional service
- Anesthesia fee: The anesthesiology provider’s service
- Pathology fee: Examination of tissue or specimens
- Laboratory fee: Testing performed before or after the procedure
- Implant or supply fee: A separate medical-device or implant company
- Radiology fee: Imaging and interpretation
- Insurance balance: A deductible, copayment, coinsurance, or noncovered service
The names and amounts may not match each other because the providers bill separately.
Do not assume two different medical-provider names represent duplicate billing.
How to Verify a Lakeland Surgical Charge
- Copy the complete statement descriptor.
- Record the amount and transaction date.
- Determine whether the entry is pending or completed.
- Look for a Florida or Mississippi location.
- Review the insurance explanation of benefits.
- Review patient-portal and mailed billing statements.
- Check whether the amount was paid during registration or checkout.
- Check any medical payment plan.
- Ask the patient or authorized family member who may have made the payment.
- Call the provider using an official number.
- Ask which patient account received the payment.
- Ask which service date and bill category it covered.
- Ask the issuer for expanded merchant details when necessary.
- Report the transaction promptly if no authorized medical account can be identified.
What Information Should You Provide to the Billing Office?
A billing representative may request:
- The patient’s name
- The date of birth
- The service date
- The patient account number
- The charged amount and date
- The card type
- Only the last four card digits when necessary
- The insurance company
Use only the provider’s official telephone number, portal, or secure billing system.
Do not send a full card number, CVV code, Social Security number, medical record, diagnosis, procedure details, insurance ID, password, or authentication code through an ordinary email or public comment.
Is Lakeland Surgical a Recurring Subscription?
Normally, no.
A medical-provider charge is generally connected with:
- A specific visit or procedure
- A patient balance
- A payment plan
- An automatic payment authorized for a medical bill
Repeated payments may be installments under a payment plan rather than a subscription.
To stop future scheduled payments:
- Identify the correct provider.
- Review the payment-plan agreement.
- Contact the provider’s billing office.
- Ask whether automatic payments are active.
- Request written confirmation of any change or cancellation.
- Confirm what balance remains due.
Stopping automatic payments does not erase a valid medical balance.
How to Request a Billing Review or Refund
Contact the correct billing office when:
- The amount does not match the patient statement.
- The payment was applied to the wrong account.
- Insurance later paid the balance.
- The card was charged twice.
- A payment-plan amount was incorrect.
- The medical provider cannot locate the payment.
- The payment was not authorized.
Ask the provider to confirm:
- The patient account
- The date of service
- The type of bill
- The original balance
- Insurance adjustments
- The payment posting date
- The remaining balance
- Whether a refund or account credit was approved
Save the case number, corrected statement, refund confirmation, and expected refund date.
A billing correction, insurance adjustment, and card refund are separate events.
What Is a Pending Lakeland Surgical Charge?
A pending medical transaction may:
- Become the final patient payment
- Disappear if the authorization is released
- Be replaced by a completed payment
- Update with a longer provider name
- Reflect a card verification during patient registration
Do not automatically count a pending authorization and the completed transaction replacing it as two settled charges.
Why Are There Two Lakeland Surgical Charges?
Possible explanations include:
- Two separate patient accounts
- A facility charge and physician charge
- A procedure charge and anesthesia charge
- A patient payment and payment-plan installment
- Separate service dates
- A pending authorization and completed transaction
- An actual duplicate completed payment
- Repeated unauthorized use of the card
Compare the provider, amount, date, transaction status, patient account, and explanation of benefits.
What If No One Received Care From Lakeland Surgical?
- Save the descriptor, amount, and date.
- Ask household members and authorized card users privately.
- Do not post anyone’s medical information publicly.
- Check whether the card was saved to a family member’s patient account.
- Ask the issuer for the expanded merchant location and telephone number.
- Call the matching official billing office.
- Ask whether the payment can be located without disclosing another patient’s information.
- Lock the card if additional unexplained transactions appear.
- Notify the financial institution promptly if no authorized payment can be found.
- Ask whether the card or stored-payment token should be replaced.
The fact that a medical provider is legitimate does not establish that the cardholder authorized a particular payment.
Credit Card Dispute Guidance
Contact the credit-card issuer promptly when:
- No authorized patient account can be identified
- The card was used without permission
- An actual duplicate completed payment remains unresolved
- The amount differs from the confirmed bill
- The provider cannot locate the payment
- An approved refund does not appear
Keep the explanation of benefits, patient statements, receipts, corrected bills, provider communications, and refund records.
Official consumer guidance:
CFPB credit-card dispute guidance
Debit Card and Bank Account Guidance
Report an unauthorized debit-card or bank transaction immediately.
Ask the financial institution:
- Whether the entry is pending or completed
- Whether another medical authorization is pending
- Whether the payment was online, recurring, or card-present
- Whether a stored payment token was used
- Whether future payments can be blocked
- Whether the debit card should be replaced
Official consumer guidance:
CFPB unauthorized debit and bank-transaction guidance
Credit-card and debit-card dispute protections, procedures, and reporting deadlines differ.
Consumer Reports and Experiences
There are currently three visible public reports on this ChargeOnMyCard.com page.
One commenter reported a small $5.34 Lakeland Surgical payment.
A second commenter reported that money was removed from the account and said the payment was not recognized.
A third commenter reported repeated Lakeland Surgical wording without identifying the provider or service.
The reports do not identify:
- Whether the provider was in Florida or Mississippi
- The patient or authorized payer
- The service date
- The type of medical bill
- Whether insurance was involved
- Whether the transaction was pending or completed
- Whether a medical payment plan existed
- Whether the provider located the payment
- Whether a refund was issued
- The final bank resolution
The reports do not independently establish fraud or wrongdoing by a medical provider.
ChargeOnMyCard.com cannot:
- Access patient records
- Identify a patient from a card number
- Review an insurance claim
- Correct a medical bill
- Cancel a payment plan
- Issue a refund
- Replace a payment card
- Submit a bank dispute
Frequently Asked Questions About Lakeland Surgical Charges
What is Lakeland Surgical on my credit card?
It may relate to medical billing from a former Lakeland Surgical & Diagnostic Center location in Florida or from the unrelated Lakeland Surgical Clinic, PLLC in Jackson, Mississippi.
Is Lakeland Surgical & Diagnostic Center still operating?
Its former Florida locations transitioned to Lakeland Regional Health Surgery Center and Watson Clinic Surgery Center in April 2024. Older billing records may still use the former name.
How do I identify the correct provider?
Check the location, telephone number, patient statement, explanation of benefits, service date, and expanded bank descriptor.
Why did I receive several surgery-related charges?
A facility, surgeon, anesthesiologist, pathologist, laboratory, or implant company may bill separately.
Is this a recurring subscription?
Normally not. Repeated payments may be part of a medical payment plan or represent separate medical bills.
Can I cancel the charge?
A completed payment cannot normally be canceled like a subscription. Contact the provider for a billing review or refund and the issuer when the payment was unauthorized.
Does stopping automatic payment erase the medical bill?
No. Ending automatic payments does not remove a valid outstanding medical balance.
Can ChargeOnMyCard.com identify the patient?
No. ChargeOnMyCard.com cannot access medical, insurance, provider, payment, or banking systems.
Related Medical Billing and Payment Guides
- PNP BILLPAYMENT Charge: Medical, Government, or Service-Provider Payment
- HGB TRS TRR Charge: Humana Military and TRICARE Billing
- How to Investigate an Unrecognized Credit Card, Debit Card, or Bank Charge
A PNP BILLPAYMENT or insurance-related descriptor is not the same as a direct Lakeland Surgical provider payment. Use the exact statement wording to choose the appropriate guide.
Help Other Cardholders Identify a Lakeland Surgical Charge
If you identified a Lakeland Surgical, Lakeland Surgical & Diagnostic Center, LSDC, or Lakeland Surgical Clinic PLLC payment, please share what type of organization received it.
Helpful nonprivate details include:
- The descriptor without account or card numbers
- The general amount
- Whether it involved Florida or Mississippi
- Whether it was a facility, physician, anesthesia, or payment-plan charge
- Whether it was pending or completed
- Whether the provider located the payment
- Whether a duplicate was corrected
- Whether a refund was issued
- How the issuer resolved an unauthorized payment
Do not post patient names, dates of birth, diagnoses, procedures, medical conditions, insurance numbers, patient account numbers, service dates, medical records, card numbers, card digits, Social Security numbers, home addresses, passwords, PINs, CVV codes, or authentication codes.
Why Rely on ChargeOnMyCard.com?
ChargeOnMyCard.com researches confusing credit-card, debit-card, medical-provider, payment-plan, insurance-balance, refund, and bank-statement descriptors using current provider information, official billing resources, statement clues, and visible cardholder reports.
We distinguish the former Florida Lakeland Surgical & Diagnostic Center structure from the unrelated active Mississippi clinic while helping readers identify the correct provider, patient account, bill type, payment plan, pending authorization, duplicate payment, or potentially unauthorized transaction.
Last reviewed: July 15, 2026.
Disclaimer
ChargeOnMyCard.com is not affiliated with Lakeland Surgical & Diagnostic Center, Lakeland Regional Health Surgery Center, Lakeland Regional Health, Watson Clinic, Watson Clinic Surgery Center, Lakeland Surgical Clinic PLLC, any surgeon, physician, anesthesiology provider, pathology laboratory, implant company, patient, insurer, cardholder, bank, credit union, card network, payment processor, or financial institution. This article is provided for informational purposes only and is not medical, insurance, financial, legal, billing, refund, dispute, privacy, or fraud-prevention advice. Contact the appropriate provider, insurer, and financial institution directly regarding a specific transaction.