If you found an HGB TRS TRR charge on your credit card, debit card, or bank statement, it is most commonly associated with Humana Military and TRICARE premium billing. Statement variations such as HGB TRS TRR 8004445445 KY and HGB TRS TRR 800-4445445 KY are strong indicators of a Humana Military payment for TRICARE Reserve Select, TRICARE Retired Reserve, or another TRICARE plan.
TRICARE allows enrollment fees and monthly premiums to be paid automatically by credit or debit card. Humana Military’s payment system lists TRICARE Reserve Select (TRS), TRICARE Retired Reserve (TRR), Prime, Select, and TRICARE Young Adult (TYA). Verify the charge against your coverage and payment history before assuming it is unauthorized.
Reviewed and updated September 4, 2026.
Consumer Reports and Experiences
Many cardholders recognize an HGB TRS TRR charge after comparing it with a TRICARE premium, automatic monthly payment, or Humana Military account.
Other cardholders report seeing longer statement wording such as HGB TRS TRR 8004445445 KY, HGB TRS TRR 800-4445445 KY, or HGB TRS TRR 8004445445 KY 402022946. These extra numbers and location details may be added by the bank, card network, or payment processor. They do not necessarily mean the charge is fraudulent, but they can help identify the billing source.
What Is the HGB TRS TRR Charge?
The HGB TRS TRR charge is usually a billing descriptor connected to Humana Military and TRICARE premium payments. In this context, HGB commonly points to Humana Government Business or Humana Military, while TRS may refer to TRICARE Reserve Select and TRR may refer to TRICARE Retired Reserve.
This charge may appear when a TRICARE premium, enrollment fee, automatic payment, or related health-plan payment is charged to a saved credit or debit card. Similar descriptors may appear for TRICARE Young Adult, TRICARE Prime, or TRICARE Select billing.
Common HGB TRS TRR Statement Variations
The exact wording can vary by bank, card issuer, and payment network. Reported and related variations include:
- HGB TRS TRR
- HGB TRS TRR charge
- HGB TRS TRR charge on card
- HGB TRS TRR on bank statement
- HGB TRS
- HB TRS TRR
- HGB TRS TRR 8004445445
- HGB TRS TRR 8004445445 KY
- HGB TRS TRR 800-4445445 KY
- HGB TRS TRR 800-444-5445 KY
- HGB TRS TRR 8004445445 KY 402022946
- HGB Prime
- HGB Select
- HGB TYA
What Do HGB, TRS, TRR, and TYA Mean?
These abbreviations are often connected with Humana Military and TRICARE billing:
- HGB: Humana Government Business or Humana Military billing descriptor
- TRS: TRICARE Reserve Select
- TRR: TRICARE Retired Reserve
- TYA: TRICARE Young Adult
- Prime or Select: TRICARE Prime or TRICARE Select plan-related billing
Why HGB TRS TRR May Be Charging You
An HGB TRS TRR transaction may appear for several reasons:
- A TRICARE Reserve Select premium payment
- A TRICARE Retired Reserve premium payment
- A TRICARE Young Adult premium payment
- A TRICARE Prime, Select, or related enrollment payment
- An automatic monthly debit or credit card payment
- A saved card attached to a Humana Military or TRICARE account
- A spouse, dependent, sponsor, or authorized household member using the card
- A delayed or recurring premium payment you forgot about
- An unauthorized transaction if no one recognizes the charge
How to Identify the HGB TRS TRR Charge
Before disputing the transaction, try to match the charge to a real TRICARE or Humana Military payment:
- Compare the amount: Match the charge amount with your TRICARE premium, enrollment fee, or automatic payment schedule.
- Check the billing date: TRICARE premium charges may appear near the beginning of the month, depending on your payment setup and card issuer.
- Search your email: Look for Humana Military, TRICARE, HGB, TRS, TRR, TYA, premium, payment, and the charge amount.
- Log in to Humana Military: Review your account, payment history, coverage, and premium billing settings.
- Ask household members: A sponsor, spouse, dependent, or authorized card user may have used the card for TRICARE coverage.
- Ask your bank for details: Your card issuer may be able to provide the merchant category, complete descriptor, location, and contact number attached to the transaction.
Official Humana Military and TRICARE Contact Information
For questions about an HGB TRS TRR charge, use official Humana Military and TRICARE support resources:
- TRICARE payment guidance: TRICARE enrollment fee and premium payment options
- Humana Military payment page: Make a Humana Military TRICARE payment
- Humana Military website: HumanaMilitary.com
- Humana Military contact page: Humana Military contact information
- TRICARE Reserve Select premiums: TRICARE Reserve Select premium information
- TRICARE official website: TRICARE.mil
- Humana Military and TRICARE East: 1-800-444-5445
If your statement shows 8004445445, 800-4445445, or 800-444-5445, that number is an important clue. However, use official Humana Military or TRICARE resources before sharing personal, medical, military, or payment information.
How to Review, Change, or Stop HGB TRS TRR Billing
If the charge is connected to your TRICARE coverage, do not cancel the payment without understanding how it may affect your health plan, enrollment, or family coverage.
- Log in to your Humana Military or TRICARE account.
- Review your current plan, premium, payment method, and billing date.
- Check whether the charge is tied to TRS, TRR, TYA, Prime, Select, or another TRICARE plan.
- Contact Humana Military before removing a payment method or stopping automatic payments.
- Save confirmation emails, payment receipts, screenshots, and support case numbers.
- If you are changing coverage, confirm the effective date and whether any premiums remain due.
Stopping a payment through your bank may not automatically cancel coverage or resolve a premium balance. Contact Humana Military or TRICARE directly if you are unsure what the charge is for.
Refunds, Payment Errors, and Disputes
If you recognize the TRICARE or Humana Military account but believe the amount is wrong, contact Humana Military first. Provide the statement wording, transaction date, amount, and any account or coverage information requested through official and secure channels.
If you were charged after a coverage change, payment-method removal, cancellation, or plan change, request a billing review and keep written documentation.
If no one in your household recognizes the charge, or if you have never used Humana Military or TRICARE, contact your bank or card issuer. Ask whether the charge is pending or posted, request the complete merchant details, and ask whether you should file a billing dispute or fraud claim.
When to Treat HGB TRS TRR as Possible Fraud
Treat the charge as suspicious if:
- You are not enrolled in TRICARE and do not have a family member enrolled
- No sponsor, spouse, dependent, or authorized card user recognizes the payment
- The amount does not match a known premium or enrollment fee
- You see multiple HGB TRS TRR charges you cannot explain
- You receive a call, email, or text asking for your full card number or login details
- The charge continues after written confirmation that billing should stop
Do not provide your full card number, Social Security number, military ID information, bank login, password, or one-time verification code to anyone who contacts you unexpectedly. Go directly to official Humana Military, TRICARE, or bank websites instead of clicking suspicious links.
Related Humana Information
For Humana headquarters, corporate contact, complaint, and escalation information, see the updated Humana corporate office and headquarters guide. Account-specific TRICARE billing and coverage questions should still be directed to Humana Military or TRICARE.
Related Credit Card and Bank Charge Guides
- HGB Prime and HGB Select charge on a credit or debit card
- Credit card charge-code directory
- How to investigate an unrecognized credit card or bank charge
Frequently Asked Questions About HGB TRS TRR Charges
What is HGB TRS TRR on my credit card?
HGB TRS TRR is most commonly a billing descriptor connected to Humana Military and TRICARE premium payments, especially TRICARE Reserve Select or TRICARE Retired Reserve.
What does HGB TRS TRR mean on a bank statement?
HGB commonly points to Humana Government Business or Humana Military, while TRS may refer to TRICARE Reserve Select and TRR may refer to TRICARE Retired Reserve. The descriptor may appear when a TRICARE premium or related payment is charged to a card.
Why does HGB TRS TRR show 8004445445?
The number 8004445445 is associated with Humana Military and the TRICARE East Region. Some card issuers include the merchant’s telephone number in the statement descriptor.
Is HGB TRS TRR a legitimate charge?
It may be legitimate if you, your sponsor, spouse, dependent, or another authorized card user has TRICARE coverage or a Humana Military payment account. If you cannot connect it with a TRICARE account, contact your card issuer and Humana Military to investigate.
How do I stop an HGB TRS TRR charge?
Do not stop TRICARE-related billing without understanding the possible effect on coverage. Log in to your Humana Military or TRICARE account, review the payment settings, and contact official support before removing a payment method or canceling automatic payments.
Should I dispute an HGB TRS TRR charge?
If the charge does not match any TRICARE, Humana Military, or authorized household payment, contact your card issuer and ask about filing a dispute or fraud claim. If the payment is legitimate but the amount is wrong, start with Humana Military billing support and document your request.
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ChargeOnMyCard.com helps consumers identify unfamiliar credit card, debit card, and bank-statement charges. Our guides use available company information, official resources, payment clues, statement descriptors, and reports from cardholders to help readers determine whether a charge may be legitimate, recurring, mistaken, or potentially unauthorized.
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Did an HGB TRS TRR, HGB TRS, HGB Prime, HGB Select, HGB TYA, HGB TRS TRR 8004445445 KY, or HGB TRS TRR 800-4445445 KY charge appear on your statement? Share the descriptor wording, general amount, card type, and whether it matched a TRICARE or Humana Military payment.
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ChargeOnMyCard.com Disclaimer
ChargeOnMyCard.com is not affiliated with Humana, Humana Military, TRICARE, or the U.S. Department of Defense. This page is for consumer information, reviews, and complaint discussion only. Always contact Humana Military, TRICARE, your bank, or your card issuer directly for official help with billing, premiums, coverage, disputes, and fraud claims.