A FIRST DATA RESOURCES OMAHA NE, FIRST DATA OMAHA, or FDR OMAHA entry on a credit-card account may represent a fee assessed by the card issuer and processed through a First Data or Fiserv card platform.
When the entry appears inside a Credit One Bank account, one possible explanation is the card’s annual fee or a monthly installment of an annual fee. It should not automatically be treated as a retail purchase from First Data, Fiserv, or an unknown store.
What is First Data Resources Omaha NE charge on credit card?
First Data Resources Omaha NE may be processing or account-servicing wording connected with the bank that issued the credit card.
The entry may represent:
- A credit-card annual fee
- A monthly installment of an annual fee
- An authorized-user card fee
- Another issuer-assessed account fee
- A payment-processing adjustment
- A reversed or credited account fee
- An entry that needs clarification from the issuing bank
- An unauthorized transaction when the issuer cannot explain it
The strongest consumer search connection involves Credit One accounts, but the full account details and card agreement must be checked before identifying a specific fee.
Why do I have a charge from First Data Resources Omaha NE?
You may have the entry because your card issuer uses a First Data or Fiserv platform to process and service credit-card accounts.
First Data originated in Omaha as a bank-card processor and later became part of Fiserv.
The phrase may appear when:
- A new account’s annual fee posts
- An annual fee renews
- An annual fee is divided into monthly charges
- An authorized-user fee is added
- The issuer posts a fee through its card-processing system
- A previously posted fee is reversed
- The account displays the processor name rather than a clear fee label
Open the transaction details and account statement. Look for wording such as:
- Annual fee
- Membership fee
- Account fee
- Authorized-user fee
- Annual fee installment
- Credit or fee reversal
Is First Data Resources Omaha a merchant purchase?
Not necessarily. A bare First Data Resources Omaha entry may be an issuer or account fee rather than a purchase from a store.
A normal merchant transaction generally should include information identifying the business where the card was used.
The First Data Resources entry is less likely to be a normal retail purchase when:
- It appeared immediately after account approval
- The physical card had not arrived
- The card had not been used
- The amount matches an annual fee in the pricing summary
- The entry appears in the issuer’s fee section
- The account representative identifies it as a bank fee
- A similar amount appears at yearly or monthly intervals
It is more important to contact the issuing bank than to search for a retail merchant named First Data Resources.
Is First Data Resources Omaha NE connected to Credit One?
Public consumer reports and search patterns frequently connect this wording with fees posted to Credit One accounts.
The entry may be a Credit One annual fee when:
- It appears inside a Credit One account
- The account was recently approved
- The amount is listed in the Credit One pricing summary
- The charge appears before any card purchase
- Credit One customer service identifies it as the annual fee
The First Data Resources wording alone does not prove that Credit One issued the card. Check:
- The name printed on the card
- The issuer shown on the statement
- The cardholder agreement
- The telephone number printed on the back of the card
What is First Data Resources?
First Data Resources, LLC is a payment and card-processing company associated with Fiserv.
First Data has historically provided services involving:
- Credit-card account processing
- Debit-card processing
- Card issuing
- Merchant payment acceptance
- Payment gateways
- Prepaid cards
- Fraud and transaction services
First Data became part of Fiserv in 2019. First Data names may still appear in legal entities, older systems, processing platforms and account records.
What does Omaha NE mean?
Omaha NE refers to the Nebraska location historically connected with First Data’s card-processing operations.
First Data was founded in Omaha, and First Data Resources, LLC remains listed at:
- 6855 Pacific Street
- Omaha, NE 68106
The Omaha location does not necessarily mean:
- The cardholder made a purchase in Omaha
- The merchant is located in Omaha
- First National Bank of Omaha issued the card
- The physical card was used in Nebraska
- The transaction is fraudulent
It may identify the processor or account-servicing location.
Is First Data Resources the same as First National Bank of Omaha?
No. First Data Resources and First National Bank of Omaha are separate organizations.
The similar names and shared Omaha connection can create confusion.
Check the issuer shown:
- On the front or back of the card
- At the top of the monthly statement
- In the cardholder agreement
- Inside the official mobile app
Contact the actual issuer about an account fee.
First Data Resources Omaha charge Credit One
A First Data Resources Omaha entry on a Credit One account may be the card’s annual fee or another issuer-assessed fee.
Credit One offers multiple card products with different fee structures. Depending on the account, the pricing summary may show:
- No annual fee
- A one-time annual fee each year
- A different first-year fee
- A higher fee after the first year
- An annual fee divided into monthly installments
- An authorized-user card fee
Do not use another customer’s fee amount to identify your own charge. Review the pricing summary issued with your card.
Why did Credit One charge me before I activated or received my card?
An applicable account fee may be posted when the credit-card account is opened rather than when the physical card is first used.
A fee before card activation does not automatically mean:
- The card was stolen
- A merchant used the card
- The account was hacked
- The physical card was activated by someone else
Contact Credit One and ask:
- What the entry represents
- When the account was opened
- Which annual-fee terms apply
- Whether the fee was disclosed in the pricing summary
- Whether the account has been used
- Whether the annual fee can be refunded or waived
- Whether closing the unused account would reverse it
Common First Data Resources statement variations
Possible or bank-formatted versions include:
- FIRST DATA RESOURCES
- FIRST DATA RESOURCES OMAHA
- FIRST DATA RESOURCES OMAHA NE
- FIRST DATA RESOURCE OMAHA
- FIRST DATA OMAHA
- FIRST DATA OMAHA NE
- FIRST DATA CORP OMAHA
- FIRST DATA CORPORATION OMAHA NE
- FIRST DATA RESOURCES LLC
- FDR OMAHA
- FDR OMAHA NE
- FIRST DATA CERTIFIED 2 OMAHA NE
- FIRST DATA RESOURCES FEE
- FIRST DATA RESOURCES ANNUAL FEE
- FIRST DATA RESOURCES CREDIT
- FIRST DATA RESOURCES REVERSAL
This is not an official exhaustive descriptor list.
Why are First Data Resources charge amounts different?
The amount may depend on the issuing bank, card product, account agreement and type of fee.
For example, a Credit One account may have:
- A $39 annual fee
- A different first-year annual fee
- A $75 or $95 annual fee
- An annual fee split into monthly installments
- A separate authorized-user fee
- No annual fee
These examples do not establish the amount on any individual account.
Compare the transaction with:
- The original card offer
- The pricing summary
- The cardholder agreement
- The account’s Fees section
- Previous monthly statements
- Messages from the issuer
How to identify the First Data Resources Omaha entry
- Confirm whether it appears on a credit-card account or bank account.
- Identify the bank that issued the card.
- Record the exact amount and posting date.
- Open the full transaction details.
- Review the statement’s fee section.
- Locate the card’s pricing summary.
- Check whether the amount matches an annual fee.
- Review previous statements for monthly or yearly repetitions.
- Check whether an authorized-user card was requested.
- Ask every person authorized to use or manage the account.
- Call the number printed on the back of the card.
- Ask the issuer to state the exact reason for the entry.
Can the First Data Resources Omaha fee be waived?
Only the credit-card issuer can decide whether to waive an account fee.
Ask the issuer:
- Whether the fee is required by the account agreement
- Whether a one-time courtesy waiver is available
- Whether another card product has no annual fee
- Whether the account can be converted to another product
- Whether the fee will be refunded if the unused account is closed
- Whether any monthly fee installments will continue
A representative may deny the request. Do not assume that another customer’s waiver applies to your account.
Can you get the annual fee refunded?
A refund may be possible in limited circumstances, particularly when the account has not been used.
When contacting the issuer, explain whether:
- The card has not been used for purchases
- No cash advance was taken
- No balance transfer was completed
- No payment has been made
- The physical card has not been activated
- You intend to close the account
Ask for:
- The refund eligibility terms
- The effective account-closing date
- The remaining balance
- Written confirmation
- The date an approved credit should appear
Closing a credit-card account can have financial and credit consequences. Review those considerations before making a decision.
How to contact Credit One about the entry
When the transaction appears inside a Credit One account, use Credit One’s official customer-service route:
- Customer service: 1-877-825-3242
- Help Center: Credit One Bank Help
- Dispute instructions: Credit One Charge Disputes
- Written disputes: Credit One Bank, Attn: Dispute Department, P.O. Box 98876, Las Vegas, NV 89193-8876
Ask:
- Is this an annual fee?
- Which card agreement authorizes it?
- Was it billed annually or in monthly installments?
- Can it be waived?
- Can it be refunded if the unused account is closed?
- Is another fee-free product available?
- Has the account had any purchase activity?
Do not send:
- Your complete card number in a public comment
- The card-security code
- Your PIN
- Your online-banking password
- A one-time verification code
- A complete unredacted statement
Should you contact Fiserv?
The card issuer is usually the better first contact for a consumer account entry.
Fiserv and First Data support multiple banks, merchants and payment products. A general Fiserv representative may not have access to an individual cardholder’s account or authority to waive an issuing bank’s fee.
Contact Fiserv directly only when:
- The issuing bank directs you there
- You are a merchant with a First Data merchant account
- The charge relates to First Data equipment, software or leasing
- You have a Fiserv product name and client account number
How to dispute the First Data Resources Omaha charge
Dispute the entry with the credit-card issuer when it cannot explain the fee, the amount conflicts with the agreement, or the transaction is unauthorized.
Steps:
- Call the number on the back of the card.
- Ask whether the entry is a purchase or issuer fee.
- Request the applicable pricing summary.
- Explain why the entry is incorrect.
- Ask whether written notice is required.
- Submit the dispute before the issuer’s deadline.
- Include copies of supporting records.
- Keep the original documents.
- Record the representative’s name and case number privately.
- Monitor the account until a final decision is issued.
Do not label a disclosed annual fee as card fraud merely because the processor name was unfamiliar. Challenge it as an unauthorized or incorrect fee only when the account terms or enrollment records support that position.
Consumer reports about First Data Resources Omaha
There are currently no visible published reader reviews on this ChargeOnMyCard.com page.
Therefore, page-level reports do not establish:
- A standard charge amount
- That every entry comes from Credit One
- That every fee can be waived
- A typical refund result
- A widespread fraud pattern
- A standard posting date
Review the specific issuer and card agreement for each account.
Frequently Asked Questions
What is First Data Resources Omaha NE?
It is wording connected with First Data Resources, a Fiserv-associated card-processing entity based in Omaha, Nebraska.
What is First Data Resources Omaha NE charge on credit card?
It may be a fee assessed by the credit-card issuer and posted through its First Data or Fiserv processing platform.
Is it a Credit One annual fee?
It may be when the entry appears inside a Credit One account and matches the annual fee in that account’s pricing summary.
Why was I charged before receiving the card?
An account fee can be posted when the credit-card account opens, even before the physical card is used.
Is $39 the standard charge?
No. Some card agreements have a $39 annual fee, but other cards have different fees or no annual fee.
Can Credit One waive it?
You can request a waiver, but approval is discretionary and not guaranteed.
Can I get a refund if I close the card?
A refund may be available under the applicable agreement when the account has not been used. Ask the issuer to confirm before closing it.
Is First Data Resources a store?
It is primarily associated with payment and card processing, not a consumer retail store.
Is it First National Bank of Omaha?
No. First Data Resources and First National Bank of Omaha are separate organizations.
Is First Data now Fiserv?
First Data became part of Fiserv in 2019, although First Data names remain in legal entities and processing systems.
Is the charge fraudulent?
Not automatically. It may be a disclosed issuer fee. Treat it as potentially unauthorized when the issuing bank cannot identify it or the amount conflicts with the account agreement.
Related Payment-Processor and Charge Guides
- BP FDMS CAT First Data Gas-Pump Charge
- CPE/BMC BillMatrix Utility Payment Charge
- How to Investigate an Unrecognized Credit Card or Bank Charge
The BP FDMS CAT guide explains a descriptor where First Data Merchant Services appears alongside an identifiable merchant. The CPE/BMC guide covers a payment vendor appearing in a utility-payment description. The general guide explains how to obtain expanded account information and dispute an unexplained entry.
A related link does not mean the companies, issuers or transactions are affiliated.
Share Your First Data Resources Experience
If you identified a First Data Resources Omaha, First Data Omaha, FDR Omaha or Credit One account entry, share only nonprivate information that may help another cardholder.
Helpful information includes:
- The shortened description
- The general amount
- The issuing bank
- Whether the account was new
- Whether the card had been used
- Whether the issuer identified an annual fee
- Whether the fee was annual or monthly
- Whether a waiver or refund was approved
- How the issuer explained the entry
Do not post:
- Complete card or bank-account numbers
- Card-security codes
- PINs or passwords
- Personal email addresses or telephone numbers
- Complete account or application numbers
- Dispute case numbers
- Complete statements
- Verification codes
Why Rely on ChargeOnMyCard.com?
ChargeOnMyCard.com researches confusing credit-card, debit-card, issuer-fee, payment-processor, account-servicing, location and bank-statement descriptions using official company records, card agreements and visible consumer reports.
We distinguish a bank-assessed account fee from a retail purchase and avoid treating an unfamiliar processing name as proof of fraud.
ChargeOnMyCard.com cannot access a First Data Resources, Fiserv, Credit One, credit-card, debit-card or bank account; identify a private account fee; waive a fee; close a card; issue a refund; or file a dispute.
Last reviewed: July 17, 2026.
Disclaimer
ChargeOnMyCard.com is not affiliated with First Data Resources, LLC, First Data Corporation, Fiserv, Inc., Credit One Bank, First National Bank of Omaha, any card issuer, cardholder, bank, credit union, card network, merchant, payment gateway or processor. This article is provided for informational purposes only and is not financial, legal, credit, fee-waiver, account-closing, refund, dispute or fraud-prevention advice. Contact the issuing financial institution regarding a specific account entry.
