AGI Renters/Condo Ins Charge: Assurant Policy, Renewal, Cancellation, or Unauthorized Payment?

An AGI Renters/Condo Ins charge, AGI*RENTERS/CONDO INS 800-370-1990 FL charge, or similar entry on a credit card, debit card, or bank statement usually relates to an Assurant renters or condominium insurance policy.

The charge may represent a new policy premium, an installment payment, an automatic renewal, or a payment collected through AutoPay. The policy may have been purchased directly from Assurant, arranged through GEICO Insurance Agency, offered through a landlord or property manager, or purchased by another authorized household member.

AGI Renters Condo Ins or Assurant renters insurance premium charge on a credit card statement
AGI Renters/Condo Ins usually identifies an Assurant renters or condominium insurance premium.

What Is the AGI Renters/Condo Ins Charge?

The descriptor is generally associated with renters or condominium insurance serviced by Assurant.

The transaction may represent:

  • An initial renters-insurance premium
  • An initial condominium-insurance premium
  • A monthly or other scheduled premium installment
  • An automatic policy renewal
  • An AutoPay transaction
  • A policy purchased through GEICO Insurance Agency
  • A policy offered through a landlord or property manager
  • A policy transferred to a new rental address
  • A payment made by another authorized household member
  • An unauthorized use of the card or bank account

The descriptor alone does not identify the insured address, policyholder, coverage type, policy number, billing period, or sales channel.

Common AGI Renters and Condo Statement Variations

The charge may appear as:

  • AGI*RENTERS/CONDO INS
  • AGI RENTERS CONDO INS
  • AGI*RENTERS/CONDO INS 800-370-1990 FL
  • AGI*RENTERS/CONDO INS 800-370-1990 FL 33157
  • RENTERS/CONDO INS 800-370-1990 FL
  • ASSURANTRENTERS.COM
  • ASSURANT RENTERS
  • ASSURANT INS PREM
  • ASSURANT INS.PREM
  • ASSURANT INS PREM PPD
  • AGI CONDO INSURANCE
  • AGI RENTERS INSURANCE
  • PENDING AGI RENTERS/CONDO INS
  • CHECKCARD AGI*RENTERS/CONDO INS
  • CHKCARD AGI RENTERS CONDO
  • POS DEBIT AGI RENTERS/CONDO INS

Banks may remove punctuation, shorten the merchant name, add a telephone number, or show only part of the insurance-company information.

What Does AGI Mean?

The initials AGI appear in older and continuing renters or condo insurance statement descriptors associated with Assurant.

Current official Assurant pages do not clearly define the exact expansion of AGI within this bank-statement wording. It should therefore be treated as part of the merchant descriptor rather than proof of a separate insurance company.

Use the policy declarations and Assurant account to identify:

  • The legal underwriting company
  • The insurance agency
  • The named policyholder
  • The insured address
  • The policy number

Is Assurant Owned by GEICO?

No.

Assurant is not owned by GEICO. GEICO Insurance Agency may arrange a renters or condo policy that is written or serviced by Assurant or another non-affiliated insurance company.

This means a consumer may:

  • Request a renters quote through GEICO
  • Receive a policy from Assurant
  • See Assurant or AGI on the statement
  • Continue receiving auto-insurance service directly from GEICO

The policy declarations should identify the company that actually issued the renters or condo coverage.

Why Does the Charge Say FL?

A descriptor ending in FL does not necessarily mean the insured apartment or condominium is in Florida.

The state code may reflect merchant, insurer, office, or payment-processing information. Confirm the actual insured address through the policy documents rather than assuming that the descriptor shows the location of the property.

Is AGI Renters/Condo Ins a Recurring Charge?

It may be recurring.

Assurant renters and condo policies may automatically renew unless the policyholder cancels the coverage or receives other renewal instructions. The renewal premium can be collected using the same billing method already on file.

A recurring charge may therefore represent:

  • A scheduled premium installment
  • An annual policy renewal
  • An AutoPay transaction
  • A replacement policy term
  • A transferred policy that remained active after a move

Check the declarations page for the policy term, premium, installment schedule, and renewal date.

Why Did Assurant Save and Charge My Card?

When a policyholder enrolls in AutoPay, the selected credit card or bank account may be stored for future premium transactions.

The payment method may then be used for:

  • Regular premium installments
  • A renewal premium
  • An adjusted premium after a policy change
  • A replacement payment after a prior transaction failed

Sign in to the official Assurant policy portal to review or update the payment method.

How to Verify an AGI Renters/Condo Ins Charge

  1. Copy the complete statement descriptor.
  2. Record the amount and transaction date.
  3. Check whether the transaction is pending or completed.
  4. Search email for Assurant, renters insurance, condo insurance, or GEICO property insurance.
  5. Sign in to the Assurant policy-management portal.
  6. Review the insured address, policy term, premium, and payment schedule.
  7. Check whether the policy recently renewed.
  8. Ask household members and authorized card users.
  9. Ask the landlord or property manager whether insurance was arranged through a resident program.
  10. Check whether a GEICO renters quote resulted in an Assurant policy.
  11. Contact the appropriate Assurant or GEICO policy-service number.
  12. Contact the financial institution if no authorized policy can be identified.

Search email for:

  • Assurant
  • Assurant Renters
  • Renters insurance
  • Condo insurance
  • Policy declarations
  • Policy renewal
  • GEICO renters
  • Proof of insurance
  • The insured property address
  • The exact charged amount

How to Manage an Assurant Renters Policy

Assurant’s online policy portal can be used to:

  • Review policy documents
  • View the declarations page
  • Make a payment
  • Update a payment method
  • Change the insured address
  • Report a move
  • File or monitor a claim
  • Request eligible policy changes

Official policy portal:

Manage an Assurant renters or condo policy

Why Was I Charged After Moving?

Moving does not necessarily cancel renters insurance.

An existing policy may:

  • Remain active at the old address
  • Be transferred to the new rental address
  • Renew unless cancellation is requested
  • Continue using the saved payment method

If you moved:

  1. Review the insured address.
  2. Confirm whether the policy was transferred.
  3. Check the effective date of the move.
  4. Cancel the old policy if it is no longer needed.
  5. Request written confirmation of the change.

Buying a home or leaving a rental property does not automatically notify every insurance provider.

Could a Landlord or Property Manager Be Involved?

Assurant works with property managers and residential communities that offer renters-insurance or liability-coverage options.

A policy may have been:

  • Selected during the lease-signing process
  • Offered through a resident portal
  • Required as proof of insurance
  • Purchased separately to satisfy a lease requirement
  • Combined with a property-management insurance program

Ask the leasing office whether it has records showing:

  • Which insurer was selected
  • The effective date
  • The policyholder name
  • Whether premiums are paid separately or with rent

A lease requirement does not by itself prove that a specific credit-card charge was authorized.

Why Are There Two AGI or Assurant Charges?

Multiple entries may represent:

  • A pending authorization and the completed premium
  • Two different insurance policies
  • Renters and condo coverage for different properties
  • A renewal payment and a separate policy adjustment
  • A failed payment followed by a successful retry
  • Two household members purchasing separate coverage
  • An actual duplicate completed payment
  • Repeated unauthorized use

Compare the amounts, policy numbers, insured addresses, effective dates, and transaction status before disputing both entries.

What Is a Pending AGI Renters/Condo Charge?

A pending insurance-premium entry may:

  • Become the completed premium payment
  • Update with a longer Assurant descriptor
  • Disappear after an authorization reversal
  • Be followed by another attempt if the first payment failed

Do not count a pending transaction and its completed replacement as two final payments without checking both statuses.

How to Cancel Assurant Renters or Condo Insurance

To cancel an Assurant policy:

  1. Sign in to the official policy portal.
  2. Review the insured address and policy term.
  3. Check whether cancellation is available online.
  4. Contact Assurant if online cancellation is unavailable.
  5. Choose the correct effective cancellation date.
  6. Ask whether any unused premium will be refunded or credited.
  7. Request written confirmation.
  8. Tell the landlord or property manager if replacement proof of insurance is required.
  9. Monitor the next statement.

Assurant says it does not charge a cancellation fee for its renters policies. The amount of any unused-premium refund or credit depends on the policy, billing method, effective date, and applicable state rules.

Current Assurant Renters Insurance Contact Information

The number 800-370-1990 remains important because it appears in older statement descriptors. Current official Assurant policy pages reviewed for this article publish different customer-service and cancellation numbers.

What If the Policy Was Purchased Through GEICO?

If a GEICO renters-insurance quote resulted in an Assurant policy, use the Assurant contact identified by GEICO for that policy.

GEICO may act as the insurance agency while Assurant or another non-affiliated company issues or services the policy.

Information to Have Before Contacting Assurant

  • The complete statement descriptor
  • The transaction amount and date
  • The policyholder’s name
  • The insured address
  • The policy number, when available
  • The email address used to purchase coverage
  • The lease or move-in date
  • The last four card digits when requested through an official channel

Do not post a policy number, complete card number, bank-account number, home address, claim documents, lease documents, password, PIN, CVV, or authentication code in a public comment.

What If You Never Purchased Renters or Condo Insurance?

  1. Save the descriptor, amount, and date.
  2. Ask household members and authorized card users.
  3. Search email for Assurant, GEICO, and the property address.
  4. Contact the landlord or leasing office.
  5. Check prior rental properties and old policies.
  6. Contact Assurant through an official support route.
  7. Ask whether the payment can be matched to a policy.
  8. Ask for the insured address and policyholder name without publicly disclosing private information.
  9. Lock the card if additional suspicious transactions appear.
  10. Report the charge to the issuer if no authorized policy can be identified.

A real Assurant merchant descriptor does not prove that the cardholder personally authorized the policy.

Credit Card Dispute Guidance

Contact the credit-card issuer promptly when:

  • No authorized Assurant policy can be identified
  • The card was used without permission
  • An actual duplicate completed payment remains unresolved
  • The policy was canceled but unexplained premiums continued
  • The amount differs from the policy billing record
  • Assurant cannot locate the transaction

To preserve applicable billing-error rights:

  • Call the issuer promptly.
  • Use its official dispute process.
  • Follow up in writing when required.
  • Meet all applicable notice deadlines.
  • Keep the policy documents, cancellation confirmation, and merchant response.

Official guidance:

CFPB credit-card dispute guidance

Debit Card and Bank Account Guidance

Report an unauthorized debit-card or bank transaction immediately.

Ask the bank:

  • Whether another Assurant premium is pending
  • Whether the transaction is marked as recurring
  • Whether the card or payment token should be replaced
  • Whether additional merchant data is available
  • What documentation is required

Official guidance:

CFPB unauthorized debit and bank-transaction guidance

Credit-card and debit-card protections, procedures, and deadlines differ.

Watch Out for Fake Assurant Support

Use Assurant.com, AssurantRenters.com, the official policy portal, or the verified numbers listed above.

Be suspicious of anyone who:

  • Requests payment to cancel an insurance policy
  • Asks for the complete card or bank-account number
  • Requests a PIN, CVV, password, or authentication code
  • Wants remote access to a phone or computer
  • Requests gift cards or cryptocurrency
  • Promises an insurance refund in exchange for an advance fee

Consumer Reports and Experiences

There is currently one visible public comment on this ChargeOnMyCard.com page.

The commenter reported a $131 charge and said they did not have a condominium in Florida.

The report does not establish:

  • Whether the commenter had a renters policy in another state
  • Whether a prior policy automatically renewed
  • Whether another household member purchased coverage
  • Whether the FL code represented only merchant-processing information
  • Whether Assurant located a matching policy
  • Whether the bank approved a dispute
  • The final resolution

The comment is an individual allegation and does not independently prove fraud or an improper insurance charge.

ChargeOnMyCard.com cannot:

  • Access Assurant policy records
  • Cancel insurance coverage
  • Change an insured address
  • Issue a premium refund
  • File or settle an insurance claim
  • Replace a payment card
  • Submit a bank dispute

Frequently Asked Questions About AGI Renters/Condo Ins

What is AGI Renters/Condo Ins on my bank statement?

It usually identifies a renters or condominium insurance premium associated with Assurant.

Is Assurant owned by GEICO?

No. GEICO Insurance Agency may arrange a policy issued or serviced by Assurant, but Assurant is a separate, non-affiliated insurance company.

Why does the charge say Florida?

The FL code may reflect merchant, insurer, or processing information. It does not necessarily mean the insured home is in Florida.

Is 800-370-1990 the current Assurant number?

The number appears in legacy bank descriptors. Current official Assurant pages list 1-888-260-7736 for renters customer support and 1-800-432-8612 for the automated cancellation system.

Does Assurant renters insurance renew automatically?

Assurant’s policy FAQ says policies automatically renew unless otherwise advised, with the renewal premium collected through the existing billing method.

How do I cancel the policy?

Use the Assurant policy portal or contact Assurant. Ask for the effective cancellation date and written confirmation.

Will Assurant refund unused premium?

Assurant says renters policies can be canceled without a cancellation fee. Any unused-premium refund or credit depends on the policy, effective date, billing schedule, state law, and prior claims or adjustments.

Why was I charged after moving?

The policy may have remained active, renewed, or been transferred. Moving does not automatically cancel every renters-insurance policy.

What if I never authorized the policy?

Contact Assurant to identify the policy and notify the bank promptly if no authorized policyholder or insured property can be found.

Can ChargeOnMyCard.com cancel the insurance?

No. ChargeOnMyCard.com cannot access insurance, card, bank, policy, claim, or refund systems.

Related Insurance and Charge Guides

Help Other Cardholders Identify AGI Renters/Condo Ins

If you saw AGI*RENTERS/CONDO INS, AGI RENTERS CONDO 800-370-1990 FL, ASSURANT INS PREM, or another variation, please share what the payment represented.

Helpful details include:

  • The descriptor without private transaction references
  • The general amount
  • Whether it was renters or condo insurance
  • Whether the policy was purchased through GEICO or a property manager
  • Whether the premium was a new payment or renewal
  • Whether the policy remained active after a move
  • Whether cancellation was confirmed
  • Whether unused premium was refunded
  • How the issuer resolved an unauthorized charge

Do not post card numbers, card digits, policy numbers, home addresses, lease details, claim information, passwords, PINs, CVV codes, or authentication codes.

Why Rely on ChargeOnMyCard.com?

ChargeOnMyCard.com researches confusing credit-card, debit-card, insurance-premium, automatic-renewal, policy, property-management, and bank-statement descriptors using current merchant information, official policy-management resources, consumer-protection guidance, statement patterns, and visible cardholder reports.

We distinguish the apparent connection between AGI Renters/Condo Ins and Assurant policy billing from the separate question of which policy, insured property, renewal, household member, duplicate payment, or unauthorized user caused a particular transaction.

Last reviewed: July 2026.

Disclaimer

ChargeOnMyCard.com is not affiliated with Assurant, Inc., Assurant renters insurance, GEICO, GEICO Insurance Agency, any insurance underwriter, landlord, property manager, policyholder, cardholder, bank, credit union, card network, payment processor, or financial institution. This article is provided for informational purposes only and is not financial, legal, insurance, coverage, claim, refund, privacy, dispute, account-security, or fraud-prevention advice. Contact the insurance company, insurance agency, property manager, and financial institution directly regarding a specific transaction or policy.

Why did AGI charge my card $131.00?

December 13, 2022

I don’t have e condo in Florida. Why did you charge my card $131.00 – dollars?

Marinela Niculescu