WINALL 2 Charge on Credit Card: Winall Oil Gas Station?

If WINALL 2, WINALL OIL 2, or a similar description appears on your credit or debit card statement, check for a fuel or convenience-store purchase made in Los Angeles.

The wording may not match the name displayed on the station’s signs. Gas stations can appear under the legal operator, numbered location, convenience-store operator, or fuel brand used when the card transaction was processed.

What Is the WINALL 2 Charge?

Historical station records identify Winall Oil #2 as a gas station located at:

The current G&M Oil station directory lists this address as G&M Food Mart #225. Therefore, WINALL 2 is best treated as a legacy gas-station descriptor rather than an online subscription, software company, or gambling service.

The location has also been associated with fuel branding on public map services. The exact wording appearing on a statement can vary according to the bank, card network, payment terminal, station operator, and age of the merchant account.

What Purchases Could Produce This Descriptor?

A WINALL 2 transaction may relate to:

• Gasoline or diesel purchased at the pump
• Fuel prepaid inside the station
• Snacks, drinks, tobacco, or convenience-store merchandise
• A combined fuel and in-store purchase
• A temporary authorization associated with pay-at-the-pump fueling
• A transaction made by another authorized cardholder
• An unauthorized card-present or card-not-present transaction

How to Verify a WINALL 2 Purchase

1. Check the transaction date and time. Compare it with your travel history, calendar, receipts, and vehicle-fueling records.
2. Look at the location. Determine whether you or another cardholder visited the Florence Avenue area of Los Angeles.
3. Review the amount. Fuel purchases often have recognizable totals, while a small amount may represent an in-store purchase.
4. Check whether it is pending. A pending amount may be a temporary fuel authorization rather than the final purchase.
5. Ask other cardholders. A spouse, family member, employee, or authorized user may recognize the station.
6. Request expanded merchant details. Your card issuer may see a telephone number, location, merchant category, or transaction method not displayed online.

Why Is the Pending Amount Higher Than the Fuel Purchase?

Pay-at-the-pump terminals may request an authorization before the final amount of fuel is known. The pending authorization can temporarily differ from the amount you actually pumped.

Visa explains that the card issuer, rather than the gas merchant, may place a hold on available funds. Most Visa holds last less than 24 hours, and Visa states that issuers must remove applicable holds within 72 hours. Your bank’s timing and card agreement may differ.

If the pending amount is unfamiliar but you recently purchased gas, wait for the completed transaction and compare the final amount. Contact your issuer sooner if you did not visit the station or believe your card information was compromised.

More information is available in our guide to the BP FDMS CAT gas-station charge and fuel authorization hold.

How to Contact the Current Station Operator

G&M Oil currently lists the Florence Avenue address as G&M Food Mart #225. For station questions, provide:

• The transaction date and approximate time
• The exact amount
• The station address
• The last four digits of the payment card
• Whether the charge is pending or completed

G&M Oil’s official customer-service contact information is:

• Customer service: 800-403-6142
• Hours: Monday through Friday, 8:00 a.m.–4:30 p.m.
• Online assistance: G&M Oil contact form
• Station directory: G&M Oil location listings

Do not send G&M Oil or any public website your complete card number, PIN, online-banking password, or security code.

What If the Amount Is Incorrect?

If you recognize the station but not the amount:

1. Wait until a pending transaction becomes final.
2. Compare the completed amount with your fuel or store receipt.
3. Check whether two entries represent an authorization and final purchase.
4. Contact G&M Oil with the station address, date, time, and amount.
5. Contact your card issuer if the merchant cannot correct the problem.

A pending authorization is not necessarily a second completed charge. However, two completed transactions should be investigated as possible duplicate purchases.

What If You Did Not Visit This Gas Station?

Gas stations can be targets for card skimming and stolen-card use. Do not assume that the charge is legitimate merely because the station and address are real.

Credit card dispute

Call the issuer using the number printed on the card. In the United States, the Consumer Financial Protection Bureau recommends also sending a written billing-error notice within 60 calendar days after the statement containing the charge was sent. Follow the dispute instructions and billing-error address shown on your statement.

Review the CFPB’s credit card dispute guidance.

Debit card dispute

Report an unauthorized debit-card transaction immediately because funds are removed directly from the bank account. Reporting deadlines and potential liability can depend on whether the physical card or PIN was lost or stolen.

See the CFPB’s unauthorized debit transaction guidance.

Consumer Reports and Experiences

Gas-station descriptors frequently confuse cardholders when the statement displays the legal operator or numbered location instead of the fuel brand visible at the station. A person may remember visiting a branded station without recognizing the separate company name used for payment processing.

Before filing a dispute, compare the date, amount, location, and authorized users. If the information still does not match, report the transaction promptly.

Frequently Asked Questions

Is WINALL 2 a subscription?

No evidence indicates that WINALL 2 was a subscription service. It appears to have been a numbered Winall Oil gas-station location.

Where was Winall Oil #2 located?

Historical station records place Winall Oil #2 at 615 W Florence Avenue, Los Angeles, California 90044.

What business is currently at that address?

G&M Oil’s current station directory lists G&M Food Mart #225 at the same address.

Could the charge be for Valero fuel?

Public map services have associated the address with Valero branding. The statement may show the station operator rather than the fuel brand displayed at the property.

Why is my pending amount larger than the fuel I purchased?

It may be an authorization requested before the terminal knows the final fuel amount. Compare the charge after it posts. Contact the issuer if the hold remains longer than expected.

What if I have never been to Los Angeles?

Ask other authorized cardholders first. If no one recognizes the location or purchase, report the transaction to the card issuer immediately.

Related Gas-Station Charges

• BP FDMS CAT gas-station charge and authorization hold
• SEI 34741 Denver CO and 7-Eleven store charge

ChargeOnMyCard.com is not affiliated with Winall Oil, G&M Oil, G&M Food Mart, or any fuel brand operating at the address. This page provides general statement-identification information and does not replace assistance from your bank or card issuer.