Report A Charge

Vending Machine Charges on Credit Card: Descriptor Guide

An unfamiliar vending machine charge on your credit card, debit card, mobile wallet, or bank statement may appear as CANTALOUPE, NAYAX, 365 MARKET, PICO MID, PARLEVEL, MARKET@WORK, CMSVEND*CV, PEPSIVEN, PBC, CCB MADISON, CTLP*INREACH, SODA SNACK VENDING, or another shortened descriptor.

The statement may show the cashless-payment company, card reader, vending operator, micro-market platform, beverage bottler, headquarters city, or service address instead of the machine location or product you remember. This guide helps you match the wording with the correct ChargeOnMyCard.com article and investigate pending holds, overcharges, failed vends, refunds, duplicate-looking entries, and unauthorized transactions.

Quick answer: Copy the complete descriptor, amount, date, and transaction status. Then check whether you recently bought a drink, snack, coffee, meal, or convenience item from a vending machine, office micro market, self-checkout kiosk, smart cooler, hotel pantry, school, hospital, airport, warehouse, gym, or other unattended location. A small unfamiliar charge may be legitimate even when the processor name and city are unfamiliar, but every completed transaction should still be verified.

Which Vending Charge Appeared on Your Statement?

Choose the guide that matches the most distinctive wording. A single transaction can combine the payment platform, machine operator, local vending company, city, telephone number, and product category.

Cantaloupe, Cantaloupe Malvern PA, or APLPay Cantaloupe

A CANTALOUPE, CANTALOUPE MALVERN PA, APLPAY CANTALOUPE, USA TECHNOLOGIES, USAT, or related charge usually points to a cashless purchase made through Cantaloupe payment technology.

Possible sources include:

Cantaloupe explains that its name may appear because it supplied the card reader used for the payment. Use the dedicated Cantaloupe guide when Cantaloupe, Malvern PA, APLPay, USA Technologies, or USAT is the principal clue.

Nayax Vending, Nayax LLC, or Hunt Valley MD

A NAYAX, NAYAX VENDING, NAYAX LLC 20, HUNT VALLEY MD, 11350 MCCORMICK RD, or 410-666-3800 descriptor usually indicates a purchase through a Nayax cashless-payment device.

Nayax technology can be used by:

Use the Nayax guide when the processor, Hunt Valley address, or Nayax telephone number appears. Then use the amount, date, machine label, and recent activity to identify the actual purchase.

365 Market, PICO MID, or Troy MI

A 365 MARKET, 365 MARKET 888, 365 RETAIL MARKETS, PICO MID, PICO VEND, PICO COOLER, 365 PICO, or TROY MI descriptor is commonly connected with 365 Retail Markets unattended-payment technology.

The transaction may involve:

365 Retail Markets says its name may appear because it manages and processes transactions made through its technology. Use the 365 Market guide when the statement includes 365, PICO, MID, vending, cooler, market, or Troy wording.

MARKET@WORK, 206-737-9149, or Avanti Markets

A MARKET@WORK, MARKET WORK, 2067379149, RENTON WA, or AVANTI MARKETS charge normally points to a workplace micro market, self-checkout food kiosk, breakroom market, or account reload.

Possible explanations include:

Use the MARKET@WORK guide when MARKET@WORK, the 206 telephone number, Renton, or Avanti is the primary clue.

Parlevel Texas, 365 Parlevel, or Hunt Valley MD

A PARLEVEL, PARLEVEL TEXAS, PARLEVEL TEXAS HUNT VALLEY MD, 365 PARLEVEL, or related descriptor is strongly associated with unattended-retail technology.

Parlevel systems may be used for:

Use the Parlevel guide when Parlevel, Texas, 365 Parlevel, or Parlevel-related Hunt Valley wording appears.

CMSVEND*CV, CMS Vend, or Canteen Vending

A CMSVEND*CV, CMSVEND, CMS VEND, USA CANTEEN VENDING, SAN ANT, or CIBOLO TX charge usually relates to a vending-machine or micro-market purchase.

The descriptor may follow a purchase at:

Canteen’s current refund FAQ specifically routes CMS Vend*CV card transactions to the applicable cashless-payment support process. Use the CMSVEND guide when CMSVEND, CV, Canteen, Crane, or the San Antonio/Cibolo wording appears.

PEPSIVEN or Pepsi Vending

A PEPSIVEN, PEPSI VEN, PEPSI VENDING, PEPSIVEN followed by a number, or similar charge is most often reported after a purchase from a Pepsi-branded vending machine or beverage terminal.

The transaction may involve:

Use the PEPSIVEN guide when PEPSIVEN is the most recognizable part of the statement.

PBC, PBC City Name, or Pepsi Beverage Purchase

A small PBC charge followed by a city, state, three-digit location code, or beverage-related clue is commonly associated with a Pepsi vending-machine purchase. In this context, PBC may refer to Pepsi Beverages Company.

PBC is not a unique merchant abbreviation, so compare the complete descriptor with recent purchases of Pepsi, Mountain Dew, Gatorade, water, tea, juice, or another beverage. Use the PBC guide when PBC and a location clue are the main information available.

CCB Madison, CCB Tampa, or CCB Fort Myers

A CCB MADISON, CCB MADISON TAMPA FL, CCB FORT MYERS, or similar descriptor is most often reported in connection with a beverage vending-machine or unattended drink purchase.

A possible connection is a Coca-Cola-branded machine or a machine serviced within a Coca-Cola bottler’s territory, but the wording alone does not prove which bottler, vending operator, processor, machine, or building handled the transaction. Use the CCB Madison guide and verify the purchase through the machine location and full bank details.

CTLP*INREACH or North Bethesda MD

A CTLP*INREACH, CTLP INREACH, CTLP*INREACH NORTHBETHESDAMD, or related descriptor is most likely connected with an InReach vending machine or workplace micro market processed through Cantaloupe technology.

The purchase may involve snacks, drinks, coffee, fresh food, or other workplace convenience items. North Bethesda may reflect business or processing information rather than the physical machine location. Use the CTLP InReach guide when both CTLP and InReach appear.

Soda Snack Vending or CAD Soda Snack Vending

A SODA SNACK VENDING, SNACK SODA VENDING, CAD SODA SNACK VENDING, TORONTO, ON, CAN, or similar generic descriptor normally indicates an unattended purchase.

Although the wording suggests a snack or beverage machine, similar generic descriptors have also been reported after other self-service equipment. Use the Soda Snack Vending guide when no specific processor or vending company appears, then check the amount, currency, date, and recent unattended purchases.

Common Vending Credit Card and Bank-Statement Descriptors

Vending transactions can be formatted differently depending on the card reader, payment processor, local operator, beverage company, machine, micro-market platform, financial institution, and whether the entry is pending or completed.

Vending Payment-Technology Descriptors

Workplace Micro-Market Descriptors

Beverage-Vending Descriptors

Common Vending Location Clues

The city may belong to the processor, platform, local operator, bottler, or billing account. It does not necessarily identify where the cardholder tapped, inserted, or swiped the card.

What Is a Vending Machine Charge on a Credit Card?

A vending machine charge normally represents a purchase made at an unattended terminal. Instead of paying a cashier, the customer uses a credit card, debit card, mobile wallet, market account, employee account, or payment app at a machine, kiosk, or self-checkout market.

The purchase may have been made at:

The statement may identify the technology company instead of the product, building, employer, campus, or local vending operator.

Why Does the Statement Show a Processor Instead of the Machine?

Vending and micro-market operators often use outside companies for card readers, payment processing, account management, and self-checkout technology. The processor’s name may therefore appear even though another company owns, stocks, services, or hosts the machine.

For example:

This is similar to seeing a payment processor rather than the storefront name. Identifying the processor narrows the search, but the machine label, local operator, amount, and location are still needed to confirm the purchase.

How to Identify a Vending Machine Charge

  1. Copy the complete descriptor. Include all letters, numbers, telephone numbers, cities, and state abbreviations.
  2. Record the amount and dates. Note the authorization date, posting date, and whether the entry is pending or completed.
  3. Think about small unattended purchases. Review vending, coffee, snack, beverage, cafeteria, micro-market, kiosk, and smart-cooler activity.
  4. Check the location. Consider workplaces, schools, hospitals, airports, hotels, gyms, warehouses, factories, apartment buildings, and shared facilities.
  5. Check mobile wallets. Review Apple Pay, Google Pay, and other wallet activity if a phone or watch was used.
  6. Check market apps and accounts. Review 365Pay, Avanti market cards, employer accounts, and other relevant transaction histories.
  7. Ask authorized users. A spouse, child, employee, household member, or other card user may recognize the small purchase.
  8. Compare pending and completed entries. A temporary hold may be replaced by the final item amount.
  9. Inspect the machine or market. Look for the operator name, machine number, service label, QR code, refund instructions, or telephone number.
  10. Contact the local operator first when possible. The company stocking or servicing the machine may handle refunds.
  11. Use the processor’s official consumer support. Match the descriptor with the appropriate company before submitting information.
  12. Ask the issuer for expanded merchant information. Request the merchant name, category, location, telephone number, transaction method, currency, and recurring indicator.
  13. Contact the financial institution promptly if unauthorized. Use the number printed on the card or the bank’s official app.

Where Do Vending and Micro-Market Charges Commonly Originate?

People often forget small unattended purchases because there is no cashier, paper receipt, or familiar storefront name.

Check whether the card was recently used at:

The machine may be in a different city from the billing descriptor. Search by the actual places visited near the purchase date rather than assuming the city on the statement is the machine location.

Vending Machine Versus Micro-Market Charge

A traditional vending purchase normally involves selecting one item from a closed machine. A micro market is an unattended retail area where customers select products from shelves, coolers, or freezers and pay at a kiosk, app, market account, or smart checkout system.

Micro-market charges may involve:

Descriptors such as 365 MARKET, PICO MID, MARKET@WORK, AVANTI, PARLEVEL, CTLP*INREACH, and CMSVEND may point to micro-market technology even when no traditional vending machine was used.

Why Is the Vending Charge Pending or Higher Than the Item Price?

Some unattended-payment systems place an estimated preauthorization on the card before the final purchase amount is known. The bank may display that estimate as a pending charge or hold.

Cantaloupe’s current consumer FAQ explains that:

The exact amount and timing can differ by processor, machine configuration, card, bank, and purchase. A higher pending authorization is not automatically an overcharge, but it should be monitored until it disappears or is replaced by the correct completed amount.

Official explanation: Cantaloupe vending-machine consumer FAQs.

Why Are There Two Vending Charges?

Two entries could represent:

Compare the amount, status, date, machine, product, and transaction history for each entry. Do not count a temporary authorization and matching final charge as two completed payments unless both remain posted.

Why Were Several Vending Purchases Combined?

Some unattended systems or market accounts may group several purchases, reload an account, or settle transactions after the machine reconnects to the payment network. This can make the final amount look different from one snack or drink price.

Check for:

Ask the processor or local operator for the transaction record when the total cannot be matched.

What If the Machine Did Not Dispense the Item?

If the card was charged but the machine did not provide the item:

  1. Photograph or record the machine number and service label.
  2. Record the exact location, date, time, product, and displayed price.
  3. Check whether the card entry is pending or completed.
  4. Look for refund instructions, a QR code, telephone number, or operator name on the machine.
  5. Contact the local vending operator or facility manager.
  6. Use the payment processor’s official consumer-support page when the statement identifies Cantaloupe, Nayax, 365, CMSVEND, or another platform.
  7. Save the refund request and response.
  8. Contact the card issuer if a completed charge remains unresolved.

Do not post the machine’s private access code, complete card details, transaction reference, or identifying information about a workplace, school, hospital patient, employee, or child.

How to Request a Vending Refund

The correct refund route depends on who owns or operates the machine and which company processed the payment.

Start with:

Provide only the information needed to locate the purchase, such as the general amount, date, approximate time, machine number, location, product, and nonprivate payment details requested through the verified support channel.

Canteen’s current FAQ directs card and mobile-payment customers to review the statement wording before selecting a refund route. It separately identifies USA Canteen Vending and CMS Vend*CV transactions. See the official Canteen vending-refund FAQ.

How Long Does a Vending Refund Take?

Refund timing depends on the local operator, payment processor, original payment method, transaction status, and financial institution.

A vending refund may appear as:

Ask for written confirmation of the amount and processing date. If an approved refund does not appear after the stated processing period, contact the processor and then the financial institution.

What If the Descriptor City Is Somewhere You Never Visited?

The location shown by the bank may belong to:

For example, Cantaloupe-related charges may show Malvern PA, Nayax may show Hunt Valley MD, 365 Market may show Troy MI, MARKET@WORK may show Renton WA, and CTLP InReach may show North Bethesda MD. These locations do not necessarily show where the card was physically used.

Ask the issuer for the complete merchant record and compare it with locations visited near the transaction date.

Could Apple Pay or Google Pay Cause the Vending Charge?

Yes. Many modern vending readers and self-checkout kiosks accept contactless cards, Apple Pay, Google Pay, and other mobile wallets.

If a phone or watch was used:

The bank statement can still show the vending processor or platform rather than Apple Pay, Google Pay, the machine, or the facility.

What If You Do Not Recognize the Vending Charge?

Before disputing:

  1. Check whether the amount is pending or completed.
  2. Review vending, breakroom, micro-market, coffee, beverage, and kiosk purchases.
  3. Ask all authorized card and mobile-wallet users.
  4. Check workplaces, schools, hospitals, hotels, airports, gyms, and other recent locations.
  5. Review Apple Pay, Google Pay, market apps, and account reloads.
  6. Match the descriptor with the correct guide on this page.
  7. Contact the verified local operator or processor.
  8. Ask the bank for expanded merchant and transaction details.

If no authorized person recognizes the completed transaction and the operator or processor cannot identify it, contact the financial institution promptly.

How to Dispute an Unauthorized Vending Charge

If the charge remains unauthorized:

  1. Save the complete descriptor, amount, date, and transaction status.
  2. Document every attempt to identify the machine, operator, and processor.
  3. Save any refund request and response.
  4. Lock the card through the bank’s official app if additional suspicious activity appears.
  5. Contact the issuer using the number printed on the card or statement.
  6. Explain whether the issue is unauthorized use, a duplicate completed charge, an incorrect amount, or a failed vend.
  7. Ask whether the card or mobile-wallet token should be replaced.
  8. Follow the issuer’s dispute process and save the case number.

For more general investigation steps, see the guide to investigating an unrecognized credit-card or bank charge.

Official Vending and Micro-Market Support Resources

Whenever possible, use the contact label, QR code, operator name, or machine number at the actual vending location. A technology provider may help locate a transaction, but the local operator may control stocking, machine service, product refunds, and location-specific issues.

Watch Out for Fake Vending Refund and Support Contacts

Unknown-charge searches can lead to fake support numbers, misleading advertisements, phishing pages, and people claiming they can issue an immediate refund.

Do not provide an unexpected caller, message sender, or unverified website with:

Use the official company resources, the service information physically displayed at the machine, or the number printed on the payment card.

Consumer Reports and Experiences

Reader reports across ChargeOnMyCard.com’s vending-related pages describe Cantaloupe and Nayax processor charges, 365 Market and Avanti micro-market purchases, Parlevel transactions, CMSVEND and Canteen charges, Pepsi and Coca-Cola beverage-machine descriptors, higher pending authorizations, failed vends, refund requests, duplicate-looking entries, and transactions commenters said they did not authorize.

These reports are individual experiences. They do not establish:

Use the complete descriptor, transaction status, machine information, recent locations, authorized users, and official support resources to investigate the specific charge.

Frequently Asked Questions About Vending Charges

What does a vending-machine charge look like on a credit card?

It may appear as CANTALOUPE, NAYAX, 365 MARKET, PICO MID, PARLEVEL, MARKET@WORK, CMSVEND*CV, PEPSIVEN, PBC, CCB MADISON, CTLP*INREACH, SODA SNACK VENDING, a telephone number, or a processor city.

Why does the statement not show the vending-machine location?

The statement may display the cashless-payment processor, technology company, local operator, beverage bottler, headquarters city, or merchant account rather than the machine or building.

What is Cantaloupe on my bank statement?

Cantaloupe is an unattended-payment and vending-technology company. Its name may appear after a purchase through a Cantaloupe card reader at a vending machine, micro market, or other self-service terminal.

What is Nayax Vending Hunt Valley MD?

It usually indicates a transaction processed through a Nayax cashless-payment device. The actual purchase may have occurred at a vending machine, micro market, car wash, arcade, laundromat, EV charger, or another unattended terminal.

What is 365 Market or PICO MID?

It normally points to 365 Retail Markets technology used for vending machines, micro markets, self-checkout kiosks, smart coolers, smart stores, apps, and account reloads.

What is MARKET@WORK 2067379149?

It is commonly associated with an Avanti Markets workplace micro-market purchase or market-account reload. The Renton or telephone-number wording may identify Avanti rather than the physical market location.

What is CMSVEND*CV?

CMSVEND*CV is commonly reported after a vending-machine or micro-market transaction and may be connected with Canteen or Crane-related payment processing.

What is PEPSIVEN?

PEPSIVEN is most often reported after buying a Pepsi-branded beverage or another item from a vending machine or unattended terminal.

Why is the vending charge higher than the item price?

It may be an estimated pending authorization. Cantaloupe says a bank may take approximately 24 to 72 hours to replace or clear the hold after the actual sale amount posts.

Why did the vending machine charge me twice?

One entry may be a pending authorization and the other the final charge. Other possibilities include separate purchases, an account reload, a payment retry, a duplicate completed transaction, or unauthorized use.

How do I get a refund if the product did not dispense?

Record the machine number, location, date, time, product, and amount. Use the service label or QR code to contact the local operator, then use the processor’s official consumer support if needed.

Can ChargeOnMyCard.com locate the vending machine or issue a refund?

No. ChargeOnMyCard.com cannot access machine records, vending accounts, mobile wallets, card accounts, bank accounts, refunds, or disputes.

Should I dispute a vending charge?

First check pending status, recent vending and micro-market purchases, authorized users, mobile wallets, market accounts, the machine label, and the payment processor. Contact the financial institution promptly if the completed charge remains unauthorized or unresolved.

Related Vending Charge Guides

Help Other Cardholders Identify Vending Charges

If you found a CANTALOUPE, NAYAX, 365 MARKET, PICO MID, PARLEVEL, MARKET@WORK, CMSVEND*CV, PEPSIVEN, PBC, CCB MADISON, CTLP*INREACH, SODA SNACK VENDING, or similar transaction, please share what you learned.

Helpful nonprivate details include the complete descriptor, general amount, whether the entry was pending or completed, whether it involved a vending machine, micro market, smart cooler, kiosk, beverage purchase, account reload, failed vend, refund, duplicate, or unauthorized transaction, and how the operator, processor, or bank resolved it.

Do not post complete card numbers, card-ending digits, bank-account numbers, mobile-wallet details, market-account emails, passwords, transaction IDs, employee IDs, machine access codes, precise workplace or school schedules, home addresses, PINs, CVV codes, one-time authentication codes, or screenshots containing private information.

Why Rely on ChargeOnMyCard.com?

ChargeOnMyCard.com researches confusing credit-card, debit-card, mobile-wallet, vending, micro-market, kiosk, unattended-payment, processor, address, telephone-number, authorization, refund, and bank-statement descriptors using current official company resources, transaction terminology, descriptor variations, and visible cardholder reports.

This hub separates the major vending and micro-market billing families and directs readers to the most specific available guide. A vending-related descriptor can provide a strong processor or operator clue, but readers should verify the individual transaction through the machine information, local operator, payment platform, authorized users, and applicable financial institution.

Last reviewed: August 26, 2026.

Disclaimer

ChargeOnMyCard.com is not affiliated with Cantaloupe, USA Technologies, Nayax, 365 Retail Markets, Avanti Markets, Parlevel Systems, Canteen, Crane Merchandising Systems, PepsiCo, Pepsi Beverages Company, Coca-Cola, any bottler, InReach, vending operator, machine owner, workplace, school, hospital, hotel, cardholder, account holder, bank, credit union, card network, mobile wallet, or payment processor. This article is provided for general informational purposes and is not financial, legal, vending, retail, billing, refund, dispute, account-security, identity-theft, or fraud-prevention advice. Contact the local vending operator, applicable payment processor, and financial institution directly regarding a specific transaction.

Copyright © ChargeOnMyCard.com 2026 · About · Contact · Report A Charge. Privacy Policy