An ECSI Ltd charge on a credit card, debit card, or bank statement may be connected to Colicci, a company operating cafés, restaurants, kiosks, and refreshment locations across London. The legal-company name can look unfamiliar if you remember buying coffee, food, ice cream, or another item from a location displaying the Colicci name.
The company connection is confirmed: Colicci’s official website states that it is operated by ECSI Ltd. However, Colicci does not publish a complete list of its card-statement descriptors, so match the date, amount, currency, and location before deciding that a particular ECSI LTD transaction is yours.
What Is the ECSI Ltd Charge?
ECSI Ltd is the legal company associated with Colicci. A transaction displaying ECSI LTD or ECSI LIMITED may therefore be a payment made at a Colicci café, restaurant, park kiosk, ice-cream outlet, event, or online shop.
This is especially plausible if you recently visited London and purchased refreshments in or near Hyde Park, Kensington Gardens, Green Park, St James’s Park, Richmond Park, Bushy Park, Chiswick House, Peckham Rye, Southwark Park, the Horniman Museum and Gardens, or another Colicci location.
What Is Confirmed About ECSI Ltd and Colicci?
- Colicci’s official Terms of Service state that its website is operated by ECSI Ltd.
- Colicci’s official Privacy Policy identifies ECSI LTD at Unit 8, Mitcham Industrial Estate, Streatham Road, Greater London, CR4 2AP.
- UK Companies House lists ECSI Limited, company number 04812429, as an active private company engaged in event catering.
- The official Royal Parks listing for St James’s Park kiosks identifies Colicci as the operator.
These sources confirm the relationship between ECSI Ltd and Colicci. They do not prove that every transaction containing “ECSI” came from Colicci. The complete descriptor and transaction details still matter.
Common ECSI Ltd Statement Variations
The wording may vary by bank, card network, terminal, and available statement space. Confirmed search variations include:
- ECSI LTD
- ECSI LIMITED
A bank may append a city, country, terminal, or transaction label, but no complete official descriptor list has been published. Do not confuse the letters ECSI with proof of one particular merchant. Ask the issuer for the full merchant record when the statement contains additional wording, a different city, or a merchant category unrelated to food service.
Why an ECSI Ltd Charge May Appear
A Colicci Café or Kiosk Purchase
The most likely explanation is a purchase from a Colicci café, restaurant, or refreshment kiosk. This could include coffee, tea, pastries, sandwiches, snacks, hot food, cold drinks, or ice cream.
A Purchase During a London Visit
Travelers may remember the park or attraction but not the concessionaire’s name. Review your London itinerary, photographs, digital-wallet history, and purchases made around parks, museums, gardens, stations, or visitor attractions.
An Online Colicci Purchase
Colicci also operates an online shop. Search your email for an order confirmation from Colicci and compare the order total with the ECSI Ltd transaction.
Currency Conversion or a Foreign Transaction Fee
If your card account is not denominated in British pounds, the posted amount may differ from the receipt because of currency conversion, settlement timing, or a separate foreign-transaction fee. Compare both the original GBP amount and the converted amount.
Another Authorized Card User
A spouse, family member, employee, travel companion, or other authorized user may have made the purchase. Ask everyone with permission to use the card before reporting it as unauthorized.
How to Verify an ECSI Ltd Charge
- Open the full transaction details. Look for the complete descriptor, city, country, currency, merchant category, transaction method, and any phone number supplied by your bank.
- Check whether the charge is pending. A pending authorization may display less information or a slightly different amount than the final posted transaction.
- Compare your London dates. Review café, restaurant, park, museum, attraction, and event purchases from the transaction date and surrounding days.
- Check wallet and card receipts. Apple Pay, Google Wallet, email receipts, photographs, maps history, and travel expense records may identify the location.
- Review Colicci locations. Compare your itinerary with the company’s official location directory.
- Ask other authorized users. Confirm that a family member, employee, or travel companion did not use the card.
- Contact the merchant or issuer. If the details point to Colicci but you need help matching the purchase, use the verified contact information below. Otherwise, ask the card issuer for the merchant’s complete record.
How to Contact Colicci About the Charge
Colicci’s official privacy page lists:
- Email: comments@colicci.co.uk
- Telephone: +44 (0) 20 8640 1700
- Website: Colicci.co.uk
Provide the transaction date, amount, currency, likely location, and only the last four digits of the card if requested through an official channel. Do not email your full card number, PIN, password, security code, or one-time verification code.
Refunds, Duplicate Charges, and Incorrect Amounts
If you recognize the merchant but believe the amount is incorrect or duplicated, contact Colicci first and keep copies of the receipt and correspondence. For an online-goods order, review Colicci’s current Terms of Service and returns information.
No recurring subscription or cancellation process has been verified for an ordinary Colicci café or kiosk purchase. Do not assume a one-time ECSI Ltd transaction is a subscription unless the issuer identifies it as recurring or you find matching account or order records.
What to Do If the ECSI Ltd Charge Is Unauthorized
If neither you nor another authorized user recognizes the transaction:
- Use your bank’s official app or the telephone number printed on the back of the card.
- Ask whether the transaction was card-present, contactless, online, recurring, or made through a digital wallet.
- Lock the card if that option is available and ask whether it should be replaced.
- Report the transaction as unauthorized and follow the issuer’s dispute instructions.
- Save screenshots, receipts, reference numbers, and copies of all communications.
- Continue monitoring the account for additional small or unfamiliar transactions.
For a credit-card billing dispute, U.S. consumers can review the Consumer Financial Protection Bureau’s credit-card dispute guidance. Debit-card transactions affect money in a bank account directly, so report them promptly and review the CFPB’s unauthorized bank-transaction guidance. Rules and deadlines depend on the country, account, and circumstances.
Watch for Fake ECSI or Colicci Support
Do not call an unverified support number copied from a comment, pop-up, text message, search advertisement, or unofficial directory. An impersonator may offer a refund and then request your full card number, online-banking password, PIN, or one-time security code. Use the official Colicci website or contact your issuer through its app or the number on your card.
Is ECSI Ltd the Same as Heartland ECSI?
Not based on the available evidence. The ECSI Ltd discussed here is a UK catering company associated with Colicci. Heartland ECSI is a separate U.S. service used for student loans, tuition payment plans, school refunds, and tax documents.
If the transaction relates to a college, university, student loan, tuition plan, or financial-aid refund, investigate Heartland ECSI instead. If it relates to a London café, kiosk, restaurant, or online Colicci purchase, ECSI Ltd is the more relevant lead.
Related Charge Guides
- London GBR charge on a credit card or bank statement
- 365 Market food, vending, or kiosk charge
- What to do about an unrecognized card or bank charge
Frequently Asked Questions
What is ECSI Ltd on my bank statement?
ECSI Ltd on a bank statement may be a payment to Colicci, which operates cafés, restaurants, and kiosks around London. Verify the amount, currency, location, and date because the descriptor alone does not prove the source of a particular transaction.
Is ECSI Ltd connected to Colicci?
Yes. Colicci’s official Terms of Service state that its website is operated by ECSI Ltd, and its privacy page lists ECSI LTD at the same Mitcham address shown for ECSI Limited by Companies House.
Why does my statement say ECSI Ltd instead of Colicci?
A card statement may display a company’s legal name rather than the consumer-facing name shown at the café or kiosk. Banks can also shorten or reformat merchant descriptors.
Is an ECSI Ltd charge a scam?
Not automatically. It may be a legitimate Colicci purchase, particularly after a visit to London. Treat it as potentially unauthorized if no card user recognizes it, it does not match a receipt or travel date, or the merchant details point somewhere else.
Does an ECSI Ltd charge need to be canceled?
There is no verified subscription associated with an ordinary Colicci café or kiosk payment. If the bank marks the transaction as recurring, ask the issuer for the complete merchant details and check for an online order or account before trying to cancel anything.
Can a Colicci purchase appear after I leave London?
Yes. A pending authorization can take time to settle, and the final posted date may differ from the day of purchase. Match the amount and location with transactions made during your trip.
Consumer Reports and Experiences
If you have identified an ECSI LTD or ECSI LIMITED charge, share the exact non-sensitive descriptor, amount, currency, approximate purchase date, likely Colicci location, and how you confirmed or resolved it. Reader submissions are personal experiences and should be treated as unverified unless supported by receipts or official merchant information.
Do not post a full card or bank-account number, transaction reference, receipt barcode, password, PIN, security code, home address, telephone number, email address, or travel-booking details.
Disclaimer
ChargeOnMyCard.com is not affiliated with ECSI Ltd, ECSI Limited, Colicci, Heartland ECSI, The Royal Parks, or any bank or card issuer. This article is for informational purposes and does not provide financial or legal advice. Contact the merchant and your card issuer to verify a specific transaction.